#1: advice required on collision Author: Davo86, Location: ShropshirePosted: Sun Dec 19, 2010 3:43 pm ---- Ok guys need some honest advice, basicly on my way to work today i ended up skidding on ice and hitting another car, heres the thing though the collision occured on a T junction (which is directly after a sharp bend) with me having the right of way moving along the main road, the car i hit was creeping out into the road from the side road (my left) and at the time of impact the whole of the front bumper of the other car was on my lane of the road, as it was a sharp bend before the turning i had little time to see and so i breaked harder than i should of resulting my skidding about one-two feet into the other car, There is minimal damage to my car but looks like the front wing and bumper of the other car will need some work. Also I was doing about 10-15mph at the time.
From where i sat it was the other persons fault, my right of way, he was in my lane, he forced me to break? However the other guy reckons it was my fault as i skidded into him, Obviously there is bias on both sides so any neutral opinion would be great,
Also atm i haven't contacted my insurer, i have literally just reached 4 years no claims but as it is unprotected i'm not sure if it would be easier to try the other option?? again thoughts please?
#2: Re: advice required on collision Author: Twidly, Location: Home - Norfolk, Uni - PrestonPosted: Sun Dec 19, 2010 3:45 pm ---- Definitely his fault. He shouldn't have been in your lane at all...
#3: Re: advice required on collision Author: 00budham00, Location: IpsPosted: Sun Dec 19, 2010 4:06 pm ---- Defo his fault, even if there was no ice, it seems the road was not clear for him to pull out!
#4: Re: advice required on collision Author: Davo86, Location: ShropshirePosted: Sun Dec 19, 2010 4:08 pm ---- Thanks for your input, Anyone else care to chime in? people have said the main issue is that there were no witnesses?
#5: Re: advice required on collision Author: copey, Location: rochdalePosted: Sun Dec 19, 2010 4:08 pm ---- i would agree, its his job to give right of way to you, altho nobody wants to have a claim against them so course hes going to try and pin the blame elsewhere
#6: Re: advice required on collision Author: Ali_H, Location: Chichester, SussexPosted: Sun Dec 19, 2010 4:09 pm ---- You won't lose all your no claims anyway. Ultimately it's the insurer who will decide.
#7: Re: advice required on collision Author: copey, Location: rochdalePosted: Sun Dec 19, 2010 4:10 pm ---- no witnesses doesnt help, but still stand your ground, but as said, its the insurer who decides i guess
#8: Re: advice required on collision Author: Rob2859, Location: HalifaxPosted: Sun Dec 19, 2010 4:17 pm ---- as said above. as far as the insurance are concerned he pulled out on you and you were unable to avoid the accident. not your fault. I suggest if you have any mods you have forgotten to tell the insurance company about you take them off incase an inspector wants to look at the car
#9: Re: advice required on collision Author: 00budham00, Location: IpsPosted: Sun Dec 19, 2010 4:25 pm ---- You hit him front end, if you had rear ended him he might have a case, but where you've hit him witnesses or not will show insurers not your fault.
#10: Re: advice required on collision Author: Harry, Location: StaffordPosted: Sun Dec 19, 2010 5:22 pm ---- Unless you were speeding (which you obviously weren't) definately not your fault. he was in your lane, there really isn't anything to argue definately don't give in sounds like he is making it complicated but to me it's pretty straight forward.
Also this made me lol:
Quote::
However the other guy reckons it was my fault as i skidded into him
That's great logic so if I pull out into a roundabout when cars are still coming them forcing them to skid into me, it must be there fault
#11: Re: advice required on collision Author: sillyhilly, Location: The Mean Streets of CoventryPosted: Sun Dec 19, 2010 5:37 pm ---- completely his fault...
However no witnesses will probably mean you're going to go 50/50!
#12: Re: advice required on collision Author: 180tomtom, Location: West YorkshirePosted: Sun Dec 19, 2010 5:51 pm ---- If you was on the main road and he pulled out on you, it is most certainly a no brainer. The main road always has priority, and you only pull out when the coast is clear and safe to do so (If i had of pulled out like that on a driving test it would be classed as DANGEROUS) and failed.
I think you should be ok fela!!
Let us know how you get on thou.
P.S dont your neck hurt??? .....Get a whippy in
#13: Re: advice required on collision Author: JordGJ, Location: Leeds / West MidlandsPosted: Sun Dec 19, 2010 6:29 pm ----
180tomtom wrote:
If you was on the main road and he pulled out on you, it is most certainly a no brainer. The main road always has priority, and you only pull out when the coast is clear and safe to do so (If i had of pulled out like that on a driving test it would be classed as DANGEROUS) and failed.
I think you should be ok fela!!
Let us know how you get on thou.
P.S dont your neck hurt??? .....Get a whippy in
#14: Re: advice required on collision Author: ExoVyper, Location: Waiting for the tugboats to push me into port (Whitehaven)Posted: Sun Dec 19, 2010 6:34 pm ----
180tomtom wrote:
If you was on the main road and he pulled out on you, it is most certainly a no brainer. The main road always has priority, and you only pull out when the coast is clear and safe to do so (If i had of pulled out like that on a driving test it would be classed as DANGEROUS) and failed.
I think you should be ok fela!!
Let us know how you get on thou.
P.S dont your neck hurt??? .....Get a whippy in
OH for f*cks sake... not another one... i pay enough on my insurance thank you without unnecessary claims jaking the prices up more
but OP it was one million percent his fault as he was out of the junction.
#15: Re: advice required on collision Author: Ali_H, Location: Chichester, SussexPosted: Sun Dec 19, 2010 6:41 pm ----
180tomtom wrote:
P.S dont your neck hurt??? .....Get a whippy in
I'm glad you like adding up to 20% to your premium every year by giving crap advice... the rest of us dont so how about stop dispensing it
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so if I pull out into a roundabout when cars are still coming them forcing them to skid into me, it must be there fault 
