#46: Re: 18 year olds with GTi's? Author: macca1411, Location: Westhoughton, LancashirePosted: Mon Sep 26, 2011 3:36 am ---- When I was 18 beer cost 99p a pint and petrol was £1.746 a gallon (38.4p/litre) so a bit pointless giving a price and saying "when I was 18" due to the change in the economy.
We all know that insurance costs change from street to street, with where the car is parked and the experience of the driver. So whatever someone else has been quoted, it's unlikely that another person (even if they live next door) will get the same quote.
#47: Re: 18 year olds with GTi's? Author: Ghosty, Location: WiltshirePosted: Mon Sep 26, 2011 8:07 am ---- ^^^^ what he said
#48: Re: 18 year olds with GTi's? Author: Howey, Location: Kings LynnPosted: Mon Sep 26, 2011 8:26 am ---- I had a 205 GTI at 18
#49: Re: 18 year olds with GTi's? Author: elted, Location: DublinPosted: Mon Sep 26, 2011 10:20 am ---- When I was 18, I had a Golf GTI MK1, Cost £500 a year to insure. Mind you, it was so long ago, it was also insured against falling off the edge of the earth.
#50: Re: 18 year olds with GTi's? Author: marc206, Location: Bourne, LincsPosted: Mon Sep 26, 2011 1:54 pm ---- when i was 18 i got a quote for a 180 for fun and it turned out of 4k+ lol
#51: Re: 18 year olds with GTi's? Author: Seabook, Posted: Mon Sep 26, 2011 2:06 pm ----
Howey wrote:
I had a 205 GTI at 18
i had nothing at 18
didn't get my car until last year in uni and still cost me 1.5K to insure it
#52: Re: 18 year olds with GTi's? Author: Andrew, Location: Black Country Ay IPosted: Mon Sep 26, 2011 3:14 pm ---- It seems anyone learning to drive now is being completely priced out the market. I spoken to a guy who just turned 19, hes just passed his test and can't get insured on anything for less than 4 grand.
A guy I went to school with and passed the same time as me, is paying £3000 on his corsa c 1.2 sxi - but I think that is mostly down to the choice of car, and I do not know if he has made any claims or where he lives now though.
The new law on not deciding price based on sex isn't going to help when it comes in december. Instead of lowering mens and increasing womens to make them meet in the middle, they will use it as an excuse to raise both quite a lot. Last edited by Andrew on Mon Sep 26, 2011 3:44 pm; edited 1 time in total
#53: Re: 18 year olds with GTi's? Author: lee206xsi, Location: CheltenhamPosted: Mon Sep 26, 2011 3:15 pm ---- i almost bought a 306 gti-6 at 18
#54: Re: 18 year olds with GTi's? Author: MEGA, Location: Harrow, LondonPosted: Mon Sep 26, 2011 3:55 pm ---- Jesus H. I got my 1.1 aged 18 and it was 2200 TPFT!!! Joy of living in central london for you :)
#55: Re: 18 year olds with GTi's? Author: Harty, Location: West LothianPosted: Mon Sep 26, 2011 4:01 pm ---- my 1.1 at 19 was 1100 TPFT and to insure the GTi i went to from january to september was an extra £400ish, now with 3 years no claims and the missus learning to drive on my policy it is £670 TPFT on my 2.0 HDi DTurbo whidh i still think is ridiculous as the car is a cat D write off and cant be worth much more than £500 itself.
#56: Re: 18 year olds with GTi's? Author: Deceitful, Location: Leigh, Tonbridge, KentPosted: Mon Sep 26, 2011 4:16 pm ---- at 18 i had a corsa b 1 liter which cost me £2200 > £267 tpft per month brought the car for £145 with 6 months tax which made me ask the question am i really going to set fire to my car over 13 times? lol... now im paying 98.00 a month fully comp for a 1.1 206 either way insurance is just a cancer on peoples pockets that hits hard in the first place and never really backs down
#57: Re: 18 year olds with GTi's? Author: Ghosty, Location: WiltshirePosted: Mon Sep 26, 2011 8:40 pm ---- Some bad news, insurance prices have risen over 40% in the last yr,
It is a bad state when insuring a 306 cabrio (£285 fully comp) cost less than a honda civic coupe (£345 again fully comp) that's at 33 with 9 yrs (full is at 7 yrs) NCB no points or convictions. Funny thing is I was using compare the meerkat and got a quote back of 126k, I was thinkin if i had that kinda money would I really be drivin a civic coupe.
Bottem line insurance is balls but we all need it to be legal
#58: Re: 18 year olds with GTi's? Author: Ghosty, Location: WiltshirePosted: Mon Sep 26, 2011 9:00 pm ---- Some bad news, insurance prices have risen over 40% in the last yr,
It is a bad state when insuring a 306 cabrio (£285 fully comp) cost less than a honda civic coupe (£345 again fully comp) that's at 33 with 9 yrs (full is at 7 yrs) NCB no points or convictions. Funny thing is I was using compare the meerkat and got a quote back of 126k, I was thinkin if i had that kinda money would I really be drivin a civic coupe.
Bottem line insurance is balls but we all need it to be legal
#59: Re: 18 year olds with GTi's? Author: colganraz, Location: LeedsPosted: Tue Sep 27, 2011 9:07 am ----
Andrewxps wrote:
It seems anyone learning to drive now is being completely priced out the market. I spoken to a guy who just turned 19, hes just passed his test and can't get insured on anything for less than 4 grand.
A guy I went to school with and passed the same time as me, is paying £3000 on his corsa c 1.2 sxi - but I think that is mostly down to the choice of car, and I do not know if he has made any claims or where he lives now though.
The new law on not deciding price based on sex isn't going to help when it comes in december. Instead of lowering mens and increasing womens to make them meet in the middle, they will use it as an excuse to raise both quite a lot.
insurance is crazy and unpredictable, my cheapest quotes came out at 3400 when i first passed my test on a corsa c, managed to get 1 for 1900 with a tracker installed 6k mile limit a year, got quotes for 3k+ on xsi so rang my insurance company and they jus wanted another 400 squid
#60: Re: 18 year olds with GTi's? Author: deebee, Location: BirminghamPosted: Tue Apr 17, 2012 4:21 pm ---- When i was 17 - 18 ( Year ago cost me £2400 a 1.4 hdi 206 van ) Now 18 - 19 Im paying £275 a month on a 2.0 litre hdi 206 Soon I either swapping to faster 206 ( 180 or gti ) or completely changing car
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