#1: 206 1.4 quicksilver Author: j4m1e, Location: BirminghamPosted: Thu Sep 15, 2011 2:11 am ---- Hi Guys,
i have found out that when i turn 20 in feb i can get pretty cheap insurance on 206 1.4 quicksilver. I just wondered if i could see what people thought of them and if its a good decission going from a 1.1 style to a 1.4 QS ?
All opinions welcome
Cheers
#2: Re: 206 1.4 quicksilver Author: Big_Rich180, Posted: Thu Sep 15, 2011 2:12 am ---- Not sure its worth it tbh, id save and go for a 1.6 16v or a gti.
#3: Re: 206 1.4 quicksilver Author: j4m1e, Location: BirminghamPosted: Thu Sep 15, 2011 2:25 am ---- well my problem is the insurance lol, - atm im paying £220.20 a month for my 1.1 but for the 1.4 its £155.53 a month i might do a quote for a 1.6 just to see what the difference is
well my problem is the insurance lol, - atm im paying £220.20 a month for my 1.1 but for the 1.4 its £155.53 a month i might do a quote for a 1.6 just to see what the difference is
My opinion is that a 1.4 probably is not going to be much better than a 1.1 although the interior will be better I guess.
A 1.6 16v would be a decentish performance jump.
#5: Re: 206 1.4 quicksilver Author: macca1411, Location: Westhoughton, LancashirePosted: Thu Sep 15, 2011 2:47 am ---- If you can afford the insurance, which obviously you can as you're paying more already, go for it.
Even the extra cost (if any) on VEL duty won't come to what your saving on insurance.
I have a 1.4, it's quick enough for what I need and will quite easily do the same legal speed limit on a motorway as a performance car.
I'm getting 38 mpg out of it which isn't too bad since I am rarely off urban roads.
I've not driven a 1.1 so can't compare to that. But at 20, it's a step up and won't cost you any more to run. So I say if you want to move to a 1.4, do it. It's your choice in the end, and in this day and age, if it saves you money, then it's better still.
#6: Re: 206 1.4 quicksilver Author: j4m1e, Location: BirminghamPosted: Thu Sep 15, 2011 2:51 am ---- well guys, i have just done a quote as if i was 20 for a 2001 1.6 xsi and its £219.32 a month which is less that what im paying now !!!! lmao i think i know what im saving for now lol
#7: Re: 206 1.4 quicksilver Author: meady, Location: basingstokePosted: Thu Sep 15, 2011 2:56 am ---- Where the hell do u live as tht quote is mental. Ive never paid tht much for insurance
#8: Re: 206 1.4 quicksilver Author: j4m1e, Location: BirminghamPosted: Thu Sep 15, 2011 3:10 am ---- birmingham lol, ive payed these type of prices since i passed :/ but i want some more power now and i defferenatly think its either going to be a 1.4 or a 1.6 now
If you can afford the insurance, which obviously you can as you're paying more already, go for it.
Even the extra cost (if any) on VEL duty won't come to what your saving on insurance.
I have a 1.4, it's quick enough for what I need and will quite easily do the same legal speed limit on a motorway as a performance car.
I'm getting 38 mpg out of it which isn't too bad since I am rarely off urban roads.
I've not driven a 1.1 so can't compare to that. But at 20, it's a step up and won't cost you any more to run. So I say if you want to move to a 1.4, do it. It's your choice in the end, and in this day and age, if it saves you money, then it's better still.
ii agree macca1411 im going to save up and wait till when i do turn 20 and then take a more indepth look into it cheers
#10: Re: 206 1.4 quicksilver Author: jimjam19927, Location: PortsmouthPosted: Thu Sep 15, 2011 3:48 am ---- im 19 now and have always had a 1.4 8v from age of 17. On my second one now but i like them again insurance is holding me back on engine size
#11: Re: 206 1.4 quicksilver Author: j4m1e, Location: BirminghamPosted: Thu Sep 15, 2011 4:32 am ---- yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper
#12: Re: 206 1.4 quicksilver Author: jimjam19927, Location: PortsmouthPosted: Thu Sep 15, 2011 4:48 am ---- i had a glx then went to a quicksilver an the insurance went up despite being same insurance group lol
#13: Re: 206 1.4 quicksilver Author: MrBSI, Location: What's it to you? ? ?Posted: Thu Sep 15, 2011 4:55 am ----
j4m1e wrote:
yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper
Buy a car that young people dont normally drive
When I was 19 I had a 3 year old Peugeot 405 GTX 2.0 litre saloon, cheap fully comp insurance because young people didnt drive family saloons.
Think out the box
Insurance companies work the premium out like this:
Young person insuring a 206 = total loss claim sooner or later
#14: Re: 206 1.4 quicksilver Author: j4m1e, Location: BirminghamPosted: Thu Sep 15, 2011 5:01 am ---- hhmmm i see what your saying that makes sence ive just got save now cant wait to upgrade get some power
yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper
Buy a car that young people dont normally drive
When I was 19 I had a 3 year old Peugeot 405 GTX 2.0 litre saloon, cheap fully comp insurance because young people didnt drive family saloons.
Think out the box
Insurance companies work the premium out like this:
Young person insuring a 206 = total loss claim sooner or later
This is true, i paid less than you in my first year of driving with a Lexus IS200 sport.
yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper
Im the younger generation only being 21 though, my first year on a 1.1 saxo was £1500 2nd year was £1300 on a 206 gti 138 3rd year was £797 same car 4th year was £780 same car and at the end of the 4th year when i was still 20 i got a quote for my astra vxr which was £1400 which went down to £823 the day i turned 21 :)|
#17: Re: 206 1.4 quicksilver Author: Seabook, Posted: Thu Sep 15, 2011 6:16 am ---- is more about the NCB rather than age.
Not really, most insurers assume that the older you are the more responsible/mature you are so they reckon you will be a better driver.
I reckon if you got a quote on the same car for 19yo with 1 NCB and a 23yo with 1 years NCD the 23 year olds would be cheaper.
#19: Re: 206 1.4 quicksilver Author: mjrimmer, Location: davenportPosted: Thu Sep 15, 2011 6:39 am ---- there's a lad on landyzone(not for those who can't take a bit of banter), he's 19 years old and just changed his freelander sport for a 2004 range rover hse........his insurance for the first year is just short of 5k ( more money than sense or rich parents)
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but for the 1.4 its £155.53 a month 
i might do a quote for a 1.6 just to see what the difference is 
