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tracker insurnace
-> 206 Talk

#1: tracker insurnace Author: gdon, Location: London PostPosted: Wed Oct 24, 2012 12:13 pm
    ----
does anyone has or know anyone who had a tracker fitted from insurance to measure speed, acceleration etc. Just wanted to know how accurate it is as I got renewal soon and need a cheap insurance

thanks

#2: Re: tracker insurnace Author: Howey, Location: Kings Lynn PostPosted: Wed Oct 24, 2012 12:15 pm
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Just dont drive like a d**k and you'll be fine. They are GPS trackers so they will be on the money

#3: Re: tracker insurnace Author: gdon, Location: London PostPosted: Wed Oct 24, 2012 12:21 pm
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Howey wrote:
Just dont drive like a d**k and you'll be fine. They are GPS trackers so they will be on the money

well definitely not like a d**k, in specific i want to know if I go 35 in 30 zone would it be a big offence to do so on such insurance

#4: Re: tracker insurnace Author: marc206, Location: Bourne, Lincs PostPosted: Wed Oct 24, 2012 12:26 pm
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would never want a tracker on my car even if it does mean cheap insurance

#5: Re: tracker insurnace Author: LeeThr, Location: North West Wales PostPosted: Wed Oct 24, 2012 12:28 pm
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gdon wrote:
Howey wrote:
Just dont drive like a d**k and you'll be fine. They are GPS trackers so they will be on the money

well definitely not like a d**k, in specific i want to know if I go 35 in 30 zone would it be a big offence to do so on such insurance

Yes my mates misses has one, shes not a very good driver, she's riding the clutch a lot when pulling away, lots of revs and its marking her down for that.

#6: Re: tracker insurnace Author: 2Oh!6, Location: Gloucester PostPosted: Wed Oct 24, 2012 12:33 pm
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Yeah it would pick up where you are speeding, and then your premium will go up.

Where I work there was a funny example, there was a kid who was doing doughnuts in a car park, who then knocked into a parked car and said it was due to the weather, they checked the tracker of the box and it just showed all the doughnuts he had been doing in the car park.

#7: Re: tracker insurnace Author: gdon, Location: London PostPosted: Wed Oct 24, 2012 12:35 pm
    ----
LeeThr wrote:
gdon wrote:
Howey wrote:
Just dont drive like a d**k and you'll be fine. They are GPS trackers so they will be on the money

well definitely not like a d**k, in specific i want to know if I go 35 in 30 zone would it be a big offence to do so on such insurance

Yes my mates misses has one, shes not a very good driver, she's riding the clutch a lot when pulling away, lots of revs and its marking her down for that.

cheers for that mate, do you know the insurance company that she has it with?

#8: Re: tracker insurnace Author: gdon, Location: London PostPosted: Wed Oct 24, 2012 12:41 pm
    ----
2Oh!6 wrote:
Yeah it would pick up where you are speeding, and then your premium will go up.

Where I work there was a funny example, there was a kid who was doing doughnuts in a car park, who then knocked into a parked car and said it was due to the weather, they checked the tracker of the box and it just showed all the doughnuts he had been doing in the car park.

thats a good one, seems like the tracker is not a best idea

#9: Re: tracker insurnace Author: dan_manu, Location: Flintshire, North Wales PostPosted: Wed Oct 24, 2012 12:45 pm
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i went on a insurance called ikube for me first year, i had a tracker that didnt montior speed or anything like that it only ment that i couldnt drive between 11pm and 5am and if i did the tracker would go off and i would have a 150quid fine. But tbf i havnt got the tracker now and i find myself never reli going out past 11pm and 5am in a car.

#10: Re: tracker insurnace Author: gdon, Location: London PostPosted: Wed Oct 24, 2012 12:53 pm
    ----
dan_manu wrote:
i went on a insurance called ikube for me first year, i had a tracker that didnt montior speed or anything like that it only ment that i couldnt drive between 11pm and 5am and if i did the tracker would go off and i would have a 150quid fine. But tbf i havnt got the tracker now and i find myself never reli going out past 11pm and 5am in a car.

thanks for that, that would be a good idea really, i do drive after 11pm but could always stop,

#11: Re: tracker insurnace Author: bezford, Location: darlington PostPosted: Wed Oct 24, 2012 1:12 pm
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if your keen to get reduction and dont mind searching a bit its possible to get insurance from abroad(France i know do it)once you find a french agent just be honest with them and ask where you need to be registered and things,about five years back it was equivalent to about£140 compared to around £600 at the time in england...

#12: Re: tracker insurnace Author: gdon, Location: London PostPosted: Wed Oct 24, 2012 1:38 pm
    ----
bezford wrote:
if your keen to get reduction and dont mind searching a bit its possible to get insurance from abroad(France i know do it)once you find a french agent just be honest with them and ask where you need to be registered and things,about five years back it was equivalent to about£140 compared to around £600 at the time in england...

would that be legal?

#13: Re: tracker insurnace Author: 2Oh!6, Location: Gloucester PostPosted: Wed Oct 24, 2012 1:43 pm
    ----
gdon wrote:
2Oh!6 wrote:
Yeah it would pick up where you are speeding, and then your premium will go up.

Where I work there was a funny example, there was a kid who was doing doughnuts in a car park, who then knocked into a parked car and said it was due to the weather, they checked the tracker of the box and it just showed all the doughnuts he had been doing in the car park.

thats a good one, seems like the tracker is not a best idea
It's good if you drive carefully, that's the point in it. They will monitor it on a 3 monthly basis and assess your driving to your premium (usually)

www.ingenie.com/

#14: Re: tracker insurnace Author: dan_manu, Location: Flintshire, North Wales PostPosted: Wed Oct 24, 2012 5:03 pm
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you could always try ringing up that insurance called Adrian flux, apparently you can settle things over the phone for a competative price as your talking to someone who you can bargain with rather than a computer calculater. a lot of my friends are on that and have recommended it to me.

#15: Re: tracker insurnace Author: marc206, Location: Bourne, Lincs PostPosted: Wed Oct 24, 2012 5:10 pm
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dan_manu wrote:
you could always try ringing up that insurance called Adrian flux, apparently you can settle things over the phone for a competative price as your talking to someone who you can bargain with rather than a computer calculater. a lot of my friends are on that and have recommended it to me.

Also I think Adrian Flux gives club discounts and are mod friendly

#16: Re: tracker insurnace Author: Seabook PostPosted: Wed Oct 24, 2012 5:10 pm
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if he ask about tracker insurance i doubt flux would touch it.

Flux don't do young driver while tracker mainly target at young driver

#17: Re: tracker insurnace Author: bezford, Location: darlington PostPosted: Thu Oct 25, 2012 3:27 pm
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onI hope so,a mate had this French agency providing his cover for ages and he used to get pulled quite often(mad man behind the wheel)and he never had any problems with producers and that.....I do now recall that he had to visit France once a year to make sure his car was still classed as French,but it was all above board,just a loophole i guess.
P.S.im sure i saw something similar on fifth gear tv show about the hop to France?failing all that visit "Martins Money Advice"site for the best advice to get policies down and the best deals at the time,u could save a few hundred quid following his tips.....all fully legal,no doubt this time.Did you know something as simple as tweaking your job description can make a big difference to price,from putting mechanic to changing it to engineer can save £30 quid or so,plus many better tips on his site....its that money advice bloke of the tele.

#18: Re: tracker insurnace Author: Matt PostPosted: Thu Oct 25, 2012 6:44 pm
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Flux are awful.

#19: Re: tracker insurnace Author: TJsmith, Location: Ipswich, UK PostPosted: Fri Oct 26, 2012 12:57 pm
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Alright mate, I've had a tracker on my whip for nearly 2 years now, can honestly say that it's been really worth it (as annoying as it is). Manged to get my first years driving insurance with a tracker for £1895 which was quality for my age and compared to friends was even better, but it got better... Driving safely meant I got a reduction, and money back, to bring it down to £1700. I'm now paying only £800 for my second year (19 years old, 1 years ncd).

I highly recommend it, but just remember you've got to be sensible to benifit.

My trackers through co-op.

Hope this helps mate

#20: Re: tracker insurnace Author: LeeThr, Location: North West Wales PostPosted: Fri Oct 26, 2012 1:42 pm
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TJsmith wrote:
Alright mate, I've had a tracker on my whip for nearly 2 years now, can honestly say that it's been really worth it (as annoying as it is). Manged to get my first years driving insurance with a tracker for £1895 which was quality for my age and compared to friends was even better, but it got better... Driving safely meant I got a reduction, and money back, to bring it down to £1700. I'm now paying only £800 for my second year (19 years old, 1 years ncd).

I highly recommend it, but just remember you've got to be sensible to benifit.

My trackers through co-op.

Hope this helps mate

JEsus your paying too much, im only paying £900 for the gti at 19. Without a tracker.

#21: Re: tracker insurnace Author: 2Oh!6, Location: Gloucester PostPosted: Fri Oct 26, 2012 2:53 pm
    ----
LeeThr wrote:
TJsmith wrote:
Alright mate, I've had a tracker on my whip for nearly 2 years now, can honestly say that it's been really worth it (as annoying as it is). Manged to get my first years driving insurance with a tracker for £1895 which was quality for my age and compared to friends was even better, but it got better... Driving safely meant I got a reduction, and money back, to bring it down to £1700. I'm now paying only £800 for my second year (19 years old, 1 years ncd).

I highly recommend it, but just remember you've got to be sensible to benifit.

My trackers through co-op.

Hope this helps mate

JEsus your paying too much, im only paying £900 for the gti at 19. Without a tracker.
You cannot say that until you know someones circumstances/address.

#22: Re: tracker insurnace Author: gdon, Location: London PostPosted: Fri Oct 26, 2012 3:28 pm
    ----
TJsmith wrote:
Alright mate, I've had a tracker on my whip for nearly 2 years now, can honestly say that it's been really worth it (as annoying as it is). Manged to get my first years driving insurance with a tracker for £1895 which was quality for my age and compared to friends was even better, but it got better... Driving safely meant I got a reduction, and money back, to bring it down to £1700. I'm now paying only £800 for my second year (19 years old, 1 years ncd).

I highly recommend it, but just remember you've got to be sensible to benifit.

My trackers through co-op.

Hope this helps mate

thanks, that helped but Im looking at over 2000 for insurance with tracker with co-op on my 1.1. I guess it was cheap becasue of the area you live in

#23: Re: tracker insurnace Author: gdon, Location: London PostPosted: Fri Oct 26, 2012 3:30 pm
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2Oh!6 wrote:


JEsus your paying too much, im only paying £900 for the gti at 19. Without a tracker.
You cannot say that until you know someones circumstances/address.[/quote]

exactly, london is not an insurance friendly place, i find that sometimes they dont even wanna insure me just because of the address. thats well cheap on a gti at 19 but if im right you live in north wales

#24: Re: tracker insurnace Author: 138Andy, Location: Notts PostPosted: Fri Oct 26, 2012 4:18 pm
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24 paying 600 on a gti, you should shop around, having a tracker in your cars asking for trouble, the ones at work monitor your clutch control , speed , location you park over night , breaking and accelerating if you dont break in good time speed up to fast park in a wrong area you get fined its a joke and its asking for trouble!!

#25: Re: tracker insurnace Author: lottley93, Location: Bournemouth/Newcastle/Kent PostPosted: Fri Oct 26, 2012 4:48 pm
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Admiral multicar - best ever! 1000 on provisional (age 17),
£150 hike when I passed
800 second year(18)
450 third year(19)
If you live with your parents its worth trying to persuade them!!



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