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 Posted: Wed Oct 27, 2010 7:47 am |
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Joined: Feb 10, 2010
Posts: 904
Trade Rating: +5
Location: Little hulton (worsley)
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I hate it if somebody creates an accident just to make money but if you have had a non fault accident most people will claim insurance is never goiing to go down as insurance companys just find other things to make it go up ie the type of car pollution the list goes on so if you think about it a claim isn't going to change sweet fa Just my opinion.
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focus st 3 with pro alloy intercooler, 3" mongoose down pipe, 200 cell sports cat and mongoose cat back, collins bov, dreamscience dsci cold air intake,focus rs injectors,focus rs oil cooler,dreamscience dsci tuneing platform mod X map,focus rs clutch & flywheel, rs fuel pump, polly bushes in wish bones rear axal and suspension white line front and rear arb, eibach pro street s suspension. | |
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Posted: Wed Oct 27, 2010 7:54 am |
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Joined: Feb 07, 2010
Posts: 7209
Trade Rating: +14
Location: Stevenage
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If you claim for an injury that you havent got and you are found out it will lead to a case of fraud at the end of the day.
Simple no injury no claim.
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Posted: Wed Oct 27, 2010 8:00 am |
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Joined: Sep 13, 2010
Posts: 138
Trade Rating: +2
Location: East Sussex
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i agree, if its repaired, his car is worth less as it'll be a cat d, id claim, he didnt delibratly crash, consider it an oppertunity  and spend the money treating the car because im sure shes got a massive headache 
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Posted: Wed Oct 27, 2010 8:01 am |
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Joined: Feb 10, 2010
Posts: 904
Trade Rating: +5
Location: Little hulton (worsley)
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Fair point but as I have a relative in insurance i now most of the time if you have a doctors note that don't even bother checking a let's face it that isn't hard to get. I respect your opinion but like I said that's my opinion.
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| Image removed due to size
focus st 3 with pro alloy intercooler, 3" mongoose down pipe, 200 cell sports cat and mongoose cat back, collins bov, dreamscience dsci cold air intake,focus rs injectors,focus rs oil cooler,dreamscience dsci tuneing platform mod X map,focus rs clutch & flywheel, rs fuel pump, polly bushes in wish bones rear axal and suspension white line front and rear arb, eibach pro street s suspension. | |
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Posted: Wed Oct 27, 2010 8:04 am |
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Joined: Sep 12, 2010
Posts: 642
Trade Rating: +1
Location: Home - Norfolk, Uni - Preston
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Am I the only one who thinking this...
Unless that roundabout had a sign to say that the left lane is just to go left & the right lane is straight over and right... You were in the wrong lane & it's your fault... But I'm guessing it must have been one of 'those' roundabouts then... 
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| China Blue 2.0 HDi DTurbo 
-Sports Bumpers -Rear Spoiler -Rear Lexus Lights -SP Fuel Cap -SP Bonnet Vent -SP Upper Grille -SP Lower Grille (Zunsport) -Crystals | |
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Posted: Wed Oct 27, 2010 8:04 am |
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Joined: Oct 22, 2010
Posts: 319
Trade Rating: +2
Location: long eaton, derbyshire
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| nick180 wrote: |
| 99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e. |
does that go for the other thousands out there whom probably think the same?
people who make claims when there's absolutely nothing wrong with them are as bad in my books as lazy scummy scrounging dole dossers who cant be arsed or want to look for work.
medium rant over, off for a cuppa...
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Posted: Wed Oct 27, 2010 8:05 am |
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Joined: Oct 22, 2010
Posts: 319
Trade Rating: +2
Location: long eaton, derbyshire
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| longeatonlad wrote: |
| nick180 wrote: |
| 99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e. |
does that go for the other thousands out there whom probably think the same?
people who make claims when there's absolutely nothing wrong with them are as bad in my books as lazy scummy scrounging dole dossers who cant be arsed or dont want to look for work.
medium rant over, off for a cuppa... |
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Posted: Wed Oct 27, 2010 8:06 am |
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Joined: Feb 24, 2010
Posts: 869
Trade Rating: 0
Location: Milton Keynes
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| longeatonlad wrote: |
| looks an easy repair though.. |
i hope so  The passenger door wont even open now :/
Plus it was my girlfriends idea to claim but im not personally going to do it.
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Posted: Wed Oct 27, 2010 8:09 am |
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Joined: Feb 07, 2010
Posts: 2025
Trade Rating: +6
Location: Gloucester
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| Twidly wrote: |
Am I the only one who thinking this...
Unless that roundabout had a sign to say that the left lane is just to go left & the right lane is straight over and right... You were in the wrong lane & it's your fault... But I'm guessing it must have been one of 'those' roundabouts then... |
I was thinking about this to, cause normally the left hand lane would be left and straight on to me.. right lane for turning right only, meh i duno does depend on the roundabout. 
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Posted: Wed Oct 27, 2010 8:13 am |
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Joined: Feb 24, 2010
Posts: 869
Trade Rating: 0
Location: Milton Keynes
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lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine??
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Posted: Wed Oct 27, 2010 8:17 am |
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Joined: Feb 10, 2010
Posts: 904
Trade Rating: +5
Location: Little hulton (worsley)
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Insurance companys take take take so why not get a bit bk when you can As longeatonlad said you do get people who abuse it. But I would claim for the simple reason I wouldn't drive an accident damaged car and the claim would help towards my new one which if the incompetent driver hadn't have crashed in to me I wouldn't need. And just for the record I have worked since leaving school and have 3 nvq level three qualifications so I'm non of the above. Like I keep saying my opinion and Im not changeing it last I have to say on the subject. Btw hope your car gets sorted quick for you mate.
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| Image removed due to size
focus st 3 with pro alloy intercooler, 3" mongoose down pipe, 200 cell sports cat and mongoose cat back, collins bov, dreamscience dsci cold air intake,focus rs injectors,focus rs oil cooler,dreamscience dsci tuneing platform mod X map,focus rs clutch & flywheel, rs fuel pump, polly bushes in wish bones rear axal and suspension white line front and rear arb, eibach pro street s suspension. | |
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Posted: Wed Oct 27, 2010 8:18 am |
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Joined: Sep 12, 2010
Posts: 642
Trade Rating: +1
Location: Home - Norfolk, Uni - Preston
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| bashyy1 wrote: |
| lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine?? |
Oh I see. You mean so it was a dual carriageway going to a dual carriageway... & he wanted to go right... I thought he'd been going left, then decided to go straight on... I'm not making it out to be your fault, I was simply questioning it!
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| China Blue 2.0 HDi DTurbo
-Sports Bumpers -Rear Spoiler -Rear Lexus Lights -SP Fuel Cap -SP Bonnet Vent -SP Upper Grille -SP Lower Grille (Zunsport) -Crystals | |
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Posted: Wed Oct 27, 2010 8:19 am |
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Joined: Feb 07, 2010
Posts: 2025
Trade Rating: +6
Location: Gloucester
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| bashyy1 wrote: |
| lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine?? |
I'm not saying nothing I was just wondering on the roundabout. If it was a roundabout like right lane to go right, and left lane to go straight and left only, you'd have both been in the wrong lane lol. Not making it out to be your fault was just wondering..
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Posted: Wed Oct 27, 2010 8:20 am |
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Joined: Feb 08, 2010
Posts: 5400
Trade Rating: +105
Location: Stafford
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It's just like the election where people say one vote won't make a difference.
When 10,000 people think the same, it does make a difference.
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Posted: Wed Oct 27, 2010 8:20 am |
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Joined: Feb 07, 2010
Posts: 7209
Trade Rating: +14
Location: Stevenage
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Nick I think your confusing the issue here. Everyone is saying dont make a claim for an injury if there is no injury. No one has said not to make a claim to get the car fixed because thats what you pay insurance for. Just dont abuse it by claiming for something that isnt there.
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