#1: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 5:29 am ---- Just come out to go to work and this bloody old fart came round the corner and cut it sharp. I had no where to go and it was raining so i went into the side of him.
He has admitted its his fault, its just the wing damaged on my car.
Are they easy to replace?
#2: Re: Smash Author: C-MAN, Location: RedditchPosted: Fri Oct 01, 2010 5:31 am ---- What wing are you on about?
#3: Re: Smash Author: TheUniqueOne, Location: High WycombePosted: Fri Oct 01, 2010 5:31 am ---- wing as far as i know unbolt that old one, take it off and do the same, not sure where the bolts are but buy a haynes(or hayes) manual and it will tell you
cheers
paul
#4: Re: Smash Author: Danw_VVT, Location: Herts/LondonPosted: Fri Oct 01, 2010 5:34 am ---- if its his fault use insurance mate. my damaged wing and bumper just cost £900 for full repair parts labour and spraying
#5: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 5:36 am ---- £900 Its only the drivers side wing. No damage to anything else apart from that. Scrappy i reckon. Cannot be arsed going through insurance as they will just raise my premium!
#6: Re: Smash Author: Danw_VVT, Location: Herts/LondonPosted: Fri Oct 01, 2010 5:43 am ---- its what our paying for though mate. mine was £900 that included Paint (iron met grey) drivers wing which was wrecked respraying front bumper and labour.
#7: Re: Smash Author: meady, Location: basingstokePosted: Fri Oct 01, 2010 5:57 am ----
dan_pug206sport wrote:
its what our paying for though mate. mine was £900 that included Paint (iron met grey) drivers wing which was wrecked respraying front bumper and labour.
Yeh u may be paying 4 insurance bt if u cn do it for 50 quid urself without afecting your insurance then do it, say 2 the bloke who hit your car u wil sort the car out urself bt get him 2 giv u 50-60 quid to pay for the wing
#8: Re: Smash Author: Golfguy206, Location: PeterboroughPosted: Fri Oct 01, 2010 6:08 am ---- whos fault was it (in insurance terms) ??
If he admitted he was in the wrong and you can prove you it, then it will be classed as a NON FAULT accident and should not affect you pol prem.
#9: Re: Smash Author: smiddies, Location: BrightonPosted: Fri Oct 01, 2010 6:21 am ----
Golfguy206 wrote:
whos fault was it (in insurance terms) ??
If he admitted he was in the wrong and you can prove you it, then it will be classed as a NON FAULT accident and should not affect you pol prem.
Plus to get the exact colour of your car is going to be hard, and any chance that its not, and you come to sell the car, then it will lower your cars value!
#10: Re: Smash Author: Coolspot, Location: East SussexPosted: Fri Oct 01, 2010 6:23 am ---- If the accident was not your fault your insurance just want to know but should take no action when it comes to renewal as the other driver will be footing the bill via his insurance.
All in all if you have insurance use it unless it is something you can 100% guarantee that nothing else has been affected. Then it may be cheaper.
#11: Re: Smash Author: rudebwoi93, Location: LondonPosted: Fri Oct 01, 2010 6:47 am ---- Yeh, well when looking online for insurance, i very clearly remember reading more often than not, "Any accidents, regardless of fault" This has been discussed before, and its been proved that your premiums will go up if you make a claim :D, so yeh, id say u could pick one up for under 25 quid from a scarppy, probably even in your colour!
#12: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 7:31 am ---- It was his fault, it was caught on cctv which is good. Just looked at it now. Front wing is f****d and also headlight brackets are snapped. Urgh this is going to be a nightmare.
#13: Re: Smash Author: Coolspot, Location: East SussexPosted: Fri Oct 01, 2010 7:36 am ---- Their's a good example that going the cash route with any 3rd party may not always be the best option until the car is fully checked over.
I'd ask a garage to have a look over it and then go from their but if it as me i would be using the insurance that yo have to pay every year and then complain if they increase if not at fault. Also you can ask them to confirm this in writing that you won't get an increase for your records.
#14: Re: Smash Author: Harry, Location: StaffordPosted: Fri Oct 01, 2010 7:43 am ---- Look around, find one in your colour pay 50 quid or so and charge the guy who hit you. He will be more pleased as will be cheaper than his excess. Everyone's a winner, sort of...
#15: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 7:50 am ---- Yeah its just trying to find one in oxy black. Im pulling my hair out here, I passed my driving test a month today and it happened about the same time i passed. Just my luck !
Anyone know where their is a R/H Black Wing. The guy was 78 today, its his birthday. What a B******D that is ey!
Thanks
Rhys
#16: Re: Smash Author: pug_206, Location: essexPosted: Fri Oct 01, 2010 8:34 am ---- wing from peugeot a sport one was 84 pound i think but needed it sprayed as well go scrappy may be your best place
#17: Re: Smash Author: copey, Location: rochdalePosted: Fri Oct 01, 2010 8:59 am ----
Golfguy206 wrote:
whos fault was it (in insurance terms) ??
If he admitted he was in the wrong and you can prove you it, then it will be classed as a NON FAULT accident and should not affect you pol prem.
#18: Re: Smash Author: Danw_VVT, Location: Herts/LondonPosted: Fri Oct 01, 2010 9:07 am ---- mate if i was you id go to a garage get a estimate so you know what parts you need, i.e light wing etc. charge the guy who did it or depending how much its going to cost go through insurance. saves so much hassle as you dont have to waist your time and you get a courtesy car to p**s about in and no stress.
just my opinion thoguh!
#19: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 9:22 am ---- Yeah im going to peugeot tomorrow, gunna get an estimate and then ask the guy what he thinks. If its going to be 300 quid ie new wing off ebay (£24.00), Respray about £100? then new light then ill see what he wants too do......
#20: Re: Smash Author: Danw_VVT, Location: Herts/LondonPosted: Fri Oct 01, 2010 9:24 am ---- dont forget to add a bit for your time if your doing it yourself mate!
#21: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 9:32 am ---- Yeah no worries. Thanks for the advice pal. Just gutted. Its been a month since i passed today, what a bummer!
#22: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 9:37 am ----
This is it, :'( *Crying*
#23: Re: Smash Author: Danw_VVT, Location: Herts/LondonPosted: Fri Oct 01, 2010 9:46 am ---- hate to say it mate but id deff go through insurance due to hidden damage chances. as mine wasnt that bad and as said cost alot of cash. this is what my wing looked like!
#24: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Fri Oct 01, 2010 10:06 am ---- Ive looked it over though and it is JUST the front wing. Headlight brackets are knackard but thats it. Gunna see what happens tomorrow.
#25: Re: Smash Author: Golfguy206, Location: PeterboroughPosted: Sun Oct 03, 2010 6:47 am ----
STOP! Go through your insurance!!
You WON'T have to pay your xs, the car gets repaired properly, and it does not go against you!! You have nothing to fear and everything to gain.
Some insurance companies can refuse to reinsure you if you do the work yourself of the may ask for a vehicle safety check (SVA test, which you will have to pay if doing it yourself).
Take it from me (an insurance underwriter) a non fault claim (so long as the. Ost of the claim can be recovered from The third party) will NOT go against you. Ask for it in writing anyway that they are not going to increase you premium at renewal.
#26: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Sun Oct 03, 2010 6:50 am ---- See that is what im worried about, aslong as the insurance doesnt go up the i dont care. I need to get my car fixed as its doing my head in now.
Thanks for the Advice Everyone....
#27: Re: Smash Author: Jamie1337, Location: Dorchester, DorsetPosted: Sun Oct 03, 2010 7:20 am ---- Looking at that damage it'll have broken at least one bracket holding the wing on, if not the wheel at the bottom too. I'd go through insurance. Better to be safe than sorry, since it's not your fault it shouldn't affect the price you pay next year for renewall.
#28: Re: Smash Author: Ali_H, Location: Chichester, SussexPosted: Sun Oct 03, 2010 9:44 am ----
Golfguy206 wrote:
STOP! Go through your insurance!!
You WON'T have to pay your xs, the car gets repaired properly, and it does not go against you!! You have nothing to fear and everything to gain.
Some insurance companies can refuse to reinsure you if you do the work yourself of the may ask for a vehicle safety check (SVA test, which you will have to pay if doing it yourself).
Take it from me (an insurance underwriter) a non fault claim (so long as the. Ost of the claim can be recovered from The third party) will NOT go against you. Ask for it in writing anyway that they are not going to increase you premium at renewal.
If it doesn't go against you why do they ask if you've had ANY accidents in 5 years regardless of fault
#29: Re: Smash Author: Lee, Location: EnglandPosted: Sun Oct 03, 2010 9:46 am ---- My mums insurance went up when some smack rat run into her
#30: Re: Smash Author: Coolspot, Location: East SussexPosted: Sun Oct 03, 2010 12:03 pm ---- I still say go the insurance route unless you have paid a garage to confirm a garmented cost of repair and found all the damaged caused from the accident.
Going the route of dealing with it yourself defeats the point of having insurance and paying out all that money per year unless its something tiny and easy to fix.
Bad points of doing the leg work is you still have a damaged car your car will only get fixed for what you say is damaged and you have to loose your car for the duration at you own cost. Lastly it may not be done to the level your insurance company are required to do. meaning you have wasted money and you still have to fix bits.
The garage may paint you car the required colour but may also not match it to the current which the insurance company will do.
Insurance company all the way IMHO unless you excess is stupidly high.
I believe the question about claims is something to do with seeing your last 5 years claims history to see if you are claiming for something every year. (like fraudsters)
#31: Re: Smash Author: Golfguy206, Location: PeterboroughPosted: Sun Oct 03, 2010 1:33 pm ----
Ali_H wrote:
Golfguy206 wrote:
STOP! Go through your insurance!!
You WON'T have to pay your xs, the car gets repaired properly, and it does not go against you!! You have nothing to fear and everything to gain.
Some insurance companies can refuse to reinsure you if you do the work yourself of the may ask for a vehicle safety check (SVA test, which you will have to pay if doing it yourself).
Take it from me (an insurance underwriter) a non fault claim (so long as the. Ost of the claim can be recovered from The third party) will NOT go against you. Ask for it in writing anyway that they are not going to increase you premium at renewal.
If it doesn't go against you why do they ask if you've had ANY accidents in 5 years regardless of fault
Normally for two reasons : first so they can confirm ANY accidents recorded against the motor insurance database, and secondly because there are some dodgy tw@ts out their that lie about accidents and put everyone else premiums up. Not saying that you have ever lied about insurance or anything.
#32: Re: Smash Author: Ali_H, Location: Chichester, SussexPosted: Sun Oct 03, 2010 2:15 pm ---- Ah right, cool beans.
#33: Re: Smash Author: MattyP, Location: PlymouthPosted: Sun Oct 03, 2010 2:16 pm ---- depending on how much the damage is, whether you can do it yourself mate then don't go through the insurance company, i had a similar accident in my 206 but has to go through the insurers because its too expensive to fix it myself but be careful because they may try shafting you by saying the car isn't worth getting repaired, they did that with my gti and i decided to fight them over it but they are avoiding it all so be careful
#34: Re: Smash Author: Seb, Location: Under your bedPosted: Sun Oct 03, 2010 3:41 pm ---- I, personally, would feel like a con going through insurance for a cheap metal wing.... it's not like they're the holy grail to find. And trust me, it will save you a LOT less hassle.
I only went through insurance on my VX because it was nearly £3k's worth of damage.
#35: Re: Smash Author: Lecktorious, Location: ScotlandPosted: Mon Oct 04, 2010 1:46 am ---- Take it to a bodyshop and get a full scope of the damage and a quote for repair. Take it to the old boy that hit you and if he's happy to pay it then let him. If not, go through your insurance. Simples...
#36: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Mon Oct 04, 2010 2:09 am ---- Ive looked over it. Its broke the headlight brackets and the wing brackets are just a bit bent. I can straighten them out and reinforce them in work (engineering company) As for the wing. They are only cheap and would cost no more than £200 to get one sprayed etc, i can fit it myself so i dont really want to go through insurance.
I've spoke to the old man and asked him what to do, at the end of the day. It was his fault, there is CCTV evidence and he has taken fully responsibility. Ive had a quote from peugeot and its about £650 worth of damage so i told him it can either be that through the insurance or £300 if i do it myself.
Fair i think.......
#37: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Mon Oct 04, 2010 12:01 pm ---- Here is another pic of it. Bit better in the sunshinee
#38: Re: Smash Author: kencogurl, Location: Carmarthen - WALESPosted: Mon Oct 04, 2010 2:01 pm ---- your bonnet looks out off shape and your guna need the front plastics with the badge bit, well looks like it in this pic
#39: Re: Smash Author: 206-GTi, Location: EssexPosted: Mon Oct 04, 2010 2:02 pm ---- The Panels are so cheap, like £20 and up on ebay. Surely it would be like £100ish to get it sprayed?
#40: Re: Smash Author: kencogurl, Location: Carmarthen - WALESPosted: Mon Oct 04, 2010 2:03 pm ---- also how dou you know the structual integreaty in that pillar hasnt changed cause off the crash
#41: Re: Smash Author: Teebag, Location: exhall, bedworth, coventryPosted: Mon Oct 04, 2010 2:16 pm ---- bonnet is not out of shape if you look at the line along the headlight it's all still lined up correctly.
the structural integrety of the 'a' pillar will be fine as the wing doesnt attach to it.
i can sort you out with a wing, spray it whatever colour you want and fit it for you if you came to me for £100.
easy job to do really, dont worry, no need to get insurance involved.
#42: Re: Smash Author: Coolspot, Location: East SussexPosted: Mon Oct 04, 2010 4:57 pm ---- I would charge the old boy the cost of repair and get it done your self. At the end of the day its his insurance you are saving totry and give your selfs and him less official hassle.
If you charged him £650 his insurance won't go up and he keeps his no claims.
Charge him less and it requires more work your out of pocket and your insurance company will tell you to **** off.
Your doing all the leg work and he's sitting hoping you get the cheapest price to save him the extra premiums for the next few years which will be way more than £650.
At least charge more if your going to be doing the work yourself.
#43: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Mon Oct 04, 2010 5:00 pm ----
Quote::
I would charge the old boy the cost of repair and get it done your self. At the end of the day its his insurance you are saving totry and give your selfs and him less official hassle.
If you charged him £650 his insurance won't go up and he keeps his no claims.
Charge him less and it requires more work your out of pocket and your insurance company will tell you to **** off.
Your doing all the leg work and he's sitting hoping you get the cheapest price to save him the extra premiums for the next few years which will be way more than £650.
At least charge more if your going to be doing the work yourself.
This is exactly what i want to do. Instead im waiting for this old sod to make his mind up on what to do !
No bonnet isnt out of shape, just the car is dirty as i cant be arsed cleaning it when it looks like that haha !
Hope to get it sorted this week!
#44: Re: Smash Author: Coolspot, Location: East SussexPosted: Mon Oct 04, 2010 5:14 pm ---- I wouldn't hold your breath on this bloke getting back to you quickly he's probably looking for prices too.
What i did in a similar situation (it was penny's, and my dads insurance) was tell them how much you want showing a garage quote (don't offer a discount as your then loosing out on someone damaging your car and the leg work.
Advise it's this of going through his insurance company and his no claims being affected/premiums and you want to know an answer within a week or you will be contacting the insurance company to claim against him.
This way you have give a deadline and explained exactly what you want out of this, if he's at fault he only has the 2 options and will decide by choice of by default when times up.
Good luck
#45: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Mon Oct 04, 2010 5:17 pm ---- Yeah, i have cctv evidence of this anyway so i can not loose if you get me?
I will speak to him tomorrow and i will let you all know how it goes !
Thanks very much for the advice !
Rhys
#46: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Wed Oct 06, 2010 3:53 am ---- Managed to come to an agreement with him. He dropped £300 off for me last night to get it fixed and not go through insurance...Im happy
#47: Re: Smash Author: CD-B3, Location: Salisbury / New ForestPosted: Wed Oct 06, 2010 3:53 am ---- Glad you got it sorted.
#48: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Wed Oct 06, 2010 3:56 am ---- Thanks Mate, Just need to get the wing sorted now !
#49: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 9:36 am ---- helo mate, i've had a similar problem last nyt, and the damage looks similar but the impact was more towards the front of the wing. Did you get this fixed? My 206 is blue (as you can see from picture <<<) and im getting the person who hit me to pay for ALL of it and he agreed it was his fault and does NOT want to go through insurance. He said he will order in a new wing and get it painted from his garage, and realign the bumper etc too... I'm worried though because:
a) even with the correct paint code is it GUARANTEED that the colour will match?? The worst thing is if the colour doesn't match
b) even if the new wing is a touch out of place when fitted, you can tell straight away that it has been in an accident do new wings usually go straight on with no problems?
Remember he is going to a proper garage, so maybe i'm worrying too much? Just that its embarrassing when you're driving round in a messed up car which usually you want people to see you in! :((( SAD TIMES, help will be appreciated guys
#50: Re: Smash Author: MrBSI, Location: What's it to you? ? ?Posted: Sun Jan 16, 2011 9:39 am ----
mikey101 wrote:
helo mate, i've had a similar problem last nyt, and the damage looks similar but the impact was more towards the front of the wing. Did you get this fixed? My 206 is blue (as you can see from picture <<<) and im getting the person who hit me to pay for ALL of it and he agreed it was his fault and does NOT want to go through insurance.
Should have gone through the insurance if it wasn't your fault
I would NEVER except an offer from the 3rd party to pay for the damage, ALWAYS go through the insurance. Last edited by MrBSI on Sun Jan 16, 2011 9:40 am; edited 1 time in total
#51: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 9:39 am ---- yeh, but his insurance was 3rd party! and so is myn! what does this mean for me?
#52: Re: Smash Author: MrBSI, Location: What's it to you? ? ?Posted: Sun Jan 16, 2011 9:40 am ----
mikey101 wrote:
yeh, but his insurance was 3rd party! what does this mean for me?
His insurance would pay for the damage to YOUR car
#53: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 9:41 am ---- and my premium would be unaffected? bt i havent told my company about mods :((( dam
#54: Re: Smash Author: MrBSI, Location: What's it to you? ? ?Posted: Sun Jan 16, 2011 9:43 am ----
mikey101 wrote:
bt i havent told my company about mods :((( dam
Your a muppet then as technically you are driven round UNINSURED
#55: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 9:44 am ---- i know, im silly , so about the wing, the paint and the fitting? difficult stuff?
#56: Re: Smash Author: MrZiggerz, Location: Milton KeynesPosted: Sun Jan 16, 2011 9:47 am ---- What mods do you have? - and its easy.
#57: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 9:50 am ---- okay, i lowered and got alloys, so quite noticeable... I mean if its common sense for any garage to just grab the paint code and paint and fully respray the wing, and fit it on accordingly whilst realigning the bumper then I'm fine... However; what I don't want is if IT IS NOTICEABLE if the paint is slightly diff or the fitting is not PERFECT is it difficult to get this right? sorry too many questions, bt im a wurried man that has got uni all bloody week
#58: Re: Smash Author: badj, Location: WiltshirePosted: Sun Jan 16, 2011 10:19 am ---- I bought a platinum silver 206 about 2 years ago and It had a mashed in passenger wing & door (check strap failure).
I got a wing off one of those partfinder type sites delivered for around £26 if i remember right, and door came off ebay for £30. The door bit is by the by.
Anyway, silver is a hard colour to match and I did the work myself but you couldn't tell that it had been replaced/changed. The bolt holes for the wing have a bit of adjustment by the door hinge and headlight as far as I remember.
I'm always suprised to see people bothering to use filler or paint on wings in all honesty, the 206 aint that rare in most colours and second hand wings are cheaper than you'd think. Not that its your fault, but point mainly that I'd be concerned about is the quality of the 'new' panel - 'new' panels can rust i've found, wherease genuine original factory job panels tend not to at all..
#59: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 11:10 am ---- are insurance approved garages usually the best bet then?
#60: Re: Smash Author: badj, Location: WiltshirePosted: Sun Jan 16, 2011 11:12 am ---- I'd say that you are best off finding a garage you trust yourself or hear good things from. I had a non faulter back in a gen5 celica when I was 21 and it went to a ford garage (evans halshaw, big brand) for paint work, and came out b******s'd. I got compensated for their poor work, but it proved to me that 'insurance approved' garages are no better than backstreet barry
#61: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Sun Jan 16, 2011 4:40 pm ---- I ended up doing it myself. I'm not a merchanic but I found it easy.
1. New wing off eBay for 14.95
2. Rang my local Peugeot dealer and give them your vin number and request a paint code from them.
3. Wing arrives and I made sure it fitted onto my car, perfect !
4. Got hold of a bodywork specialist and asked him to paint the wing, he then ordered the paint and sprayed it. 3 days later and £60 less off. Wing was done.
5. Fitted the wing which was really easy, few bolts and ding dang do ! Done. I did have to replace the headlight due to brackets being broke and that cost me £10
I didn't want to go through insurance is because i want to have 1 years no claim and also I'm paying £1700.00 for my insurance for a 1.1!! I didn't want my premium to go up for something which wasn't my fault. The man agreed it was his fault and he came round the next day and said would £300 be ok for a repair? I said that would be fine. I was quoted £750 for it to be repaired by a garage! Sod that, done it myself and it cost me no more than £100!! £200 in my back pocket.
If it's easy to do it yourself then do it ! I'm no engineer and I managed to do it.
Will have photos to upload later, on phone at the min. Hoped this helped.
Rhys
#62: Re: Smash Author: mikey101, Location: CoventryPosted: Sun Jan 16, 2011 6:06 pm ---- lol! £750 :|| im gettin a quote from a garage 2moro morning for a new wing and bumper realignment, yes I know it isn't that difficult but I'm hoping to get a quote for around £350 max! I kind of know the guy, had work done from him before so shouldn't be as high as you were quoted, and I'm not gettin my hands dirty for another persons mistakes. I will tot up the bill and tell him to pay nonetheless. and good work neway pal, I will let u know how i get on 2moro. want it back on road by end of week!
#63: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Mon Jan 17, 2011 1:55 am ---- I was still driving mine for about a month with a dodgy wing and headlight haha ! Getting it done through bodywork specialist is expensive !!
#64: Re: Smash Author: sillyhilly, Location: The Mean Streets of CoventryPosted: Mon Jan 17, 2011 4:22 am ---- No wonder you didn't want to go through insurance. Your mods aren't declared. You f*****g idiot.
#65: Re: Smash Author: MrBSI, Location: What's it to you? ? ?Posted: Mon Jan 17, 2011 5:09 am ----
badj wrote:
I'd say that you are best off finding a garage you trust yourself or hear good things from. I had a non faulter back in a gen5 celica when I was 21 and it went to a ford garage (evans halshaw, big brand) for paint work, and came out b******s'd. I got compensated for their poor work, but it proved to me that 'insurance approved' garages are no better than backstreet barry
I would always try & avoid any insurance approved garage for repairs.
The insurance companies screw then over to be a cheap as possible & it shows.
Local small bodyshop that doesnt do insurance work, they go by word of mouth to get there next customers, had one near me that was only a 2 man operation & there repairs where bloody brilliant
#66: Re: Smash Author: badj, Location: WiltshirePosted: Mon Jan 17, 2011 5:46 am ----
MrBSI wrote:
badj wrote:
I'd say that you are best off finding a garage you trust yourself or hear good things from. I had a non faulter back in a gen5 celica when I was 21 and it went to a ford garage (evans halshaw, big brand) for paint work, and came out b******s'd. I got compensated for their poor work, but it proved to me that 'insurance approved' garages are no better than backstreet barry
I would always try & avoid any insurance approved garage for repairs.
The insurance companies screw then over to be a cheap as possible & it shows.
Local small bodyshop that doesnt do insurance work, they go by word of mouth to get there next customers, had one near me that was only a 2 man operation & there repairs where bloody brilliant
I have heard that insurers dont pay well, just provide volume of customers. So apparently they dont care much. There was a panel behind the pop up light which got pushed back in the accident, after 'repair' i noticed it'd just been reshaped with a lancashire screwdriver.
#67: Re: Smash Author: mikey101, Location: CoventryPosted: Mon Jan 17, 2011 9:09 am ---- oh dear, hope this insurance approved company don't make a c**k-up of my repairs. i doubt it because my cousin took his battered corsa up there, and come out brilliant. I got a quote of £225 for wing repair (not a new one needed but will reshape and full respray) and to reclip and realign everything as good as new. Get it back on weds, they started workin on it straight away so let you know the outcome! *expecting good things!* I'm also gettin it paid for so the silly man who did this is giving me the money 2moro!
#68: Re: Smash Author: mikey101, Location: CoventryPosted: Thu Jan 20, 2011 2:12 pm ---- car back, good as new BUT the foglights are not working bt got my uncle who'll sort that out next week, but cosmetically back to how it was :)))
I ended up doing it myself. I'm not a merchanic but I found it easy.
1. New wing off eBay for 14.95
2. Rang my local Peugeot dealer and give them your vin number and request a paint code from them.
3. Wing arrives and I made sure it fitted onto my car, perfect !
4. Got hold of a bodywork specialist and asked him to paint the wing, he then ordered the paint and sprayed it. 3 days later and £60 less off. Wing was done.
5. Fitted the wing which was really easy, few bolts and ding dang do ! Done. I did have to replace the headlight due to brackets being broke and that cost me £10
I didn't want to go through insurance is because i want to have 1 years no claim and also I'm paying £1700.00 for my insurance for a 1.1!! I didn't want my premium to go up for something which wasn't my fault. The man agreed it was his fault and he came round the next day and said would £300 be ok for a repair? I said that would be fine. I was quoted £750 for it to be repaired by a garage! Sod that, done it myself and it cost me no more than £100!! £200 in my back pocket.
If it's easy to do it yourself then do it ! I'm no engineer and I managed to do it.
Will have photos to upload later, on phone at the min. Hoped this helped.
Rhys
So the guy felt bad, admitted it was his fault, and it suited YOU not to go to the insurance and you still effictively scam him out of £200. It wouldn't have done much to his insurance to be honest! You should be pretty ashamed of that tbh. You haven't lost anything and as you said, everything was pretty simple.
#70: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Thu Jan 20, 2011 2:23 pm ---- Considering everyone told me to do it myself who i spoke too. I had cctv evidence and he admitted too me that it was ALL his fault. There was no damage to his car and he took all the blame. His premium was going to go up aswell as mine. He was the one who suggested to give me £300 so i couldnt really refuse.
Ashamed? No im not really because he was the one who suggested everything. He was an ex insurance broker so he knew it was easy enough not to go through insurance. Whatever, this was 4 months ago. Dont want to dwell on it now, whats done is done and everything is sorted.
I ended up doing it myself. I'm not a merchanic but I found it easy.
1. New wing off eBay for 14.95
2. Rang my local Peugeot dealer and give them your vin number and request a paint code from them.
3. Wing arrives and I made sure it fitted onto my car, perfect !
4. Got hold of a bodywork specialist and asked him to paint the wing, he then ordered the paint and sprayed it. 3 days later and £60 less off. Wing was done.
5. Fitted the wing which was really easy, few bolts and ding dang do ! Done. I did have to replace the headlight due to brackets being broke and that cost me £10
I didn't want to go through insurance is because i want to have 1 years no claim and also I'm paying £1700.00 for my insurance for a 1.1!! I didn't want my premium to go up for something which wasn't my fault. The man agreed it was his fault and he came round the next day and said would £300 be ok for a repair? I said that would be fine. I was quoted £750 for it to be repaired by a garage! Sod that, done it myself and it cost me no more than £100!! £200 in my back pocket.
If it's easy to do it yourself then do it ! I'm no engineer and I managed to do it.
Will have photos to upload later, on phone at the min. Hoped this helped.
Rhys
So the guy felt bad, admitted it was his fault, and it suited YOU not to go to the insurance and you still effictively scam him out of £200. It wouldn't have done much to his insurance to be honest! You should be pretty ashamed of that tbh. You haven't lost anything and as you said, everything was pretty simple.
Call it £200 fee for not being able to drive, everythings sorted and your both happy, and you've got a bit of a bonus, glad it's all sorted
I ended up doing it myself. I'm not a merchanic but I found it easy.
1. New wing off eBay for 14.95
2. Rang my local Peugeot dealer and give them your vin number and request a paint code from them.
3. Wing arrives and I made sure it fitted onto my car, perfect !
4. Got hold of a bodywork specialist and asked him to paint the wing, he then ordered the paint and sprayed it. 3 days later and £60 less off. Wing was done.
5. Fitted the wing which was really easy, few bolts and ding dang do ! Done. I did have to replace the headlight due to brackets being broke and that cost me £10
I didn't want to go through insurance is because i want to have 1 years no claim and also I'm paying £1700.00 for my insurance for a 1.1!! I didn't want my premium to go up for something which wasn't my fault. The man agreed it was his fault and he came round the next day and said would £300 be ok for a repair? I said that would be fine. I was quoted £750 for it to be repaired by a garage! Sod that, done it myself and it cost me no more than £100!! £200 in my back pocket.
If it's easy to do it yourself then do it ! I'm no engineer and I managed to do it.
Will have photos to upload later, on phone at the min. Hoped this helped.
Rhys
So the guy felt bad, admitted it was his fault, and it suited YOU not to go to the insurance and you still effictively scam him out of £200. It wouldn't have done much to his insurance to be honest! You should be pretty ashamed of that tbh. You haven't lost anything and as you said, everything was pretty simple.
I paid £600 out of my own cash to someone I hit, new bumper + spraying and would of hurt my insurance a lot more. He shouldn't be ashamed of anything what do you expect him to do phone the guy back up and give him £200? The guy was happy to give the £300 so no problems there. I see where you are coming from but in reality, it's far off.
And about it being a scam, the guy should have got quotes to know then price THEN paid him. Turning up with a rough figuire is obvious going to lead to it costing more / less. If Rhys decided he actually didn't want to do the repair and just left it damaged would he then have scammed the guy £300? No it doesn't just work like that.
#73: Re: Smash Author: rhysgerrard, Location: Wrexham, North WalesPosted: Thu Jan 20, 2011 3:25 pm ---- Thanks atleast some people know where I'm coming from. He was the one who suggested everything. Why would I scam someone ? It's not really scamming anyway. Done and dusted now.
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Its only the drivers side wing. No damage to anything else apart from that. Scrappy i reckon. Cannot be arsed going through insurance as they will just raise my premium!
I'm also gettin it paid for so the silly man who did this is giving me the money 2moro! 
