#1: Crashed Author: bashyy1, Location: Milton KeynesPosted: Wed Oct 27, 2010 6:26 am ----
So annoyed!! It happened yesterday on the way back home from work with my Girlfriend. We were approaching a roundabout in the right line going straight, and some white van in the left lane decides to change his mind at the last seconds and go right,swerving in my lane forcing me to slam on my brakes and slide into him (being wet).
I went home and was straight onto the insurance and the guy has owned up to it being his fault and I get a courtsey car till my car gets repaired.
Thinking of claiming wiplash too
#2: Re: Crashed Author: longeatonlad, Location: long eaton, derbyshirePosted: Wed Oct 27, 2010 6:31 am ---- if you havent got whiplash dont bother, its people like this that put my insurance up!!!!!!!!!!!!! rant over...
looks an easy repair though..
#3: Re: Crashed Author: Jamie, Location: Ring y0Posted: Wed Oct 27, 2010 6:35 am ---- Please don't claim for whiplash unless you have to.
#4: Re: Crashed Author: CD-B3, Location: Salisbury / New ForestPosted: Wed Oct 27, 2010 6:36 am ---- Just a wing needed.
As others said, don't claim whiplash if you haven't got it.
#5: Re: Crashed Author: Mikey2uk, Location: StevenagePosted: Wed Oct 27, 2010 6:41 am ----
longeatonlad wrote:
if you havent got whiplash dont bother, its people like this that put my insurance up!!!!!!!!!!!!! rant over...
looks an easy repair though..
Couldnt of put it better, just get the car fixed
#6: Re: Crashed Author: JordGJ, Location: Leeds / West MidlandsPosted: Wed Oct 27, 2010 6:44 am ---- I'd claim
jk don't, just fix the car
#7: Re: Crashed Author: smiddies, Location: BrightonPosted: Wed Oct 27, 2010 6:49 am ---- Dont claim injuries unless u are injured!!!
I was very reluctant in claiming for my injuries, when a taxi driver went up my a**e, but since the accident ive suffered from my back clicking and like someone is pulling my spine so I cant twist round,
only claim if u are injured and its changed your normal life style!
#8: Re: Crashed Author: NICKST, Location: Little hulton (worsley)Posted: Wed Oct 27, 2010 6:58 am ---- 99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e.
#9: Re: Crashed Author: JordGJ, Location: Leeds / West MidlandsPosted: Wed Oct 27, 2010 6:59 am ----
nick180 wrote:
99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e.
Part of me wanted to say this lol, prepare for a debate...
#10: Re: Crashed Author: NICKST, Location: Little hulton (worsley)Posted: Wed Oct 27, 2010 7:01 am ---- I now going to get a lot off crap for saying it but it's tru.
#11: Re: Crashed Author: Ash, Location: Running from Ant and Lee and Adam...........Posted: Wed Oct 27, 2010 7:19 am ----
nick180 wrote:
99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e.
Okay. Can you pay for my high insurance please? You're only paying for 1 more policy.
Idiot.
#12: Re: Crashed Author: Danny., Location: PeterboroughPosted: Wed Oct 27, 2010 7:27 am ----
Ash wrote:
nick180 wrote:
99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e.
Okay. Can you pay for my high insurance please? You're only paying for 1 more policy.
Idiot.
#13: Re: Crashed Author: twed207, Location: borders, near carlisle.Posted: Wed Oct 27, 2010 7:28 am ----
longeatonlad wrote:
if you havent got whiplash dont bother, its people like this that put my insurance up!!!!!!!!!!!!! rant over...
QFTMFT!
i'll get the popcorn...
#14: Re: Crashed Author: NICKST, Location: Little hulton (worsley)Posted: Wed Oct 27, 2010 7:32 am ---- Ash my insurance has allways been high and I have only ever had one crash 5 years ago which was non fault which I recived £3800 in compensation and five years later I now my insurance hasnt gone down by £3800 so why would it have been better for me to not claim. Pros= 3800 in my bank. Cons= have to drive a car I now that has been involved in a accident insurance hassle time wasted to no fault off my own with nothing to show from it apart from a accident damaged car. If you caint afford your incurance don't drive. And as for idiot grow up. Like I said my opinion.
#15: Re: Crashed Author: Mikey2uk, Location: StevenagePosted: Wed Oct 27, 2010 7:40 am ---- Nick I can sort of understand what you are saying if you were genrally injured then you have every right to claim. However if you havent got any form of injury then its poeple like that make others pay. I really do hate this make a claim thing to make money.
Get the car fixed and leave it as that.
#16: Re: Crashed Author: NICKST, Location: Little hulton (worsley)Posted: Wed Oct 27, 2010 7:47 am ---- I hate it if somebody creates an accident just to make money but if you have had a non fault accident most people will claim insurance is never goiing to go down as insurance companys just find other things to make it go up ie the type of car pollution the list goes on so if you think about it a claim isn't going to change sweet fa Just my opinion.
#17: Re: Crashed Author: Mikey2uk, Location: StevenagePosted: Wed Oct 27, 2010 7:54 am ---- If you claim for an injury that you havent got and you are found out it will lead to a case of fraud at the end of the day.
Simple no injury no claim.
#18: Re: Crashed Author: Sophia-206-GT, Location: East SussexPosted: Wed Oct 27, 2010 8:00 am ---- i agree, if its repaired, his car is worth less as it'll be a cat d, id claim, he didnt delibratly crash, consider it an oppertunity and spend the money treating the car because im sure shes got a massive headache
#19: Re: Crashed Author: NICKST, Location: Little hulton (worsley)Posted: Wed Oct 27, 2010 8:01 am ---- Fair point but as I have a relative in insurance i now most of the time if you have a doctors note that don't even bother checking a let's face it that isn't hard to get. I respect your opinion but like I said that's my opinion.
#20: Re: Crashed Author: Twidly, Location: Home - Norfolk, Uni - PrestonPosted: Wed Oct 27, 2010 8:04 am ---- Am I the only one who thinking this...
Unless that roundabout had a sign to say that the left lane is just to go left & the right lane is straight over and right... You were in the wrong lane & it's your fault... But I'm guessing it must have been one of 'those' roundabouts then...
#21: Re: Crashed Author: longeatonlad, Location: long eaton, derbyshirePosted: Wed Oct 27, 2010 8:04 am ----
nick180 wrote:
99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e.
does that go for the other thousands out there whom probably think the same?
people who make claims when there's absolutely nothing wrong with them are as bad in my books as lazy scummy scrounging dole dossers who cant be arsed or want to look for work.
medium rant over, off for a cuppa...
#22: Re: Crashed Author: longeatonlad, Location: long eaton, derbyshirePosted: Wed Oct 27, 2010 8:05 am ----
longeatonlad wrote:
nick180 wrote:
99% of people who have crashes claim whiplash some people even create accidents so they can claim. So 1 more claim isn't going to make any difference plus think wot you could spend the money on people not going to like wot I have said I now thatbut just my opinion. I would have gone straight to a&e.
does that go for the other thousands out there whom probably think the same?
people who make claims when there's absolutely nothing wrong with them are as bad in my books as lazy scummy scrounging dole dossers who cant be arsed or dont want to look for work.
medium rant over, off for a cuppa...
#23: Re: Crashed Author: bashyy1, Location: Milton KeynesPosted: Wed Oct 27, 2010 8:06 am ----
longeatonlad wrote:
looks an easy repair though..
i hope so The passenger door wont even open now :/
Plus it was my girlfriends idea to claim but im not personally going to do it.
#24: Re: Crashed Author: 2Oh!6, Location: GloucesterPosted: Wed Oct 27, 2010 8:09 am ----
Twidly wrote:
Am I the only one who thinking this...
Unless that roundabout had a sign to say that the left lane is just to go left & the right lane is straight over and right... You were in the wrong lane & it's your fault... But I'm guessing it must have been one of 'those' roundabouts then...
I was thinking about this to, cause normally the left hand lane would be left and straight on to me.. right lane for turning right only, meh i duno does depend on the roundabout.
#25: Re: Crashed Author: bashyy1, Location: Milton KeynesPosted: Wed Oct 27, 2010 8:13 am ---- lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine??
#26: Re: Crashed Author: NICKST, Location: Little hulton (worsley)Posted: Wed Oct 27, 2010 8:17 am ---- Insurance companys take take take so why not get a bit bk when you can As longeatonlad said you do get people who abuse it. But I would claim for the simple reason I wouldn't drive an accident damaged car and the claim would help towards my new one which if the incompetent driver hadn't have crashed in to me I wouldn't need. And just for the record I have worked since leaving school and have 3 nvq level three qualifications so I'm non of the above. Like I keep saying my opinion and Im not changeing it last I have to say on the subject. Btw hope your car gets sorted quick for you mate.
#27: Re: Crashed Author: Twidly, Location: Home - Norfolk, Uni - PrestonPosted: Wed Oct 27, 2010 8:18 am ----
bashyy1 wrote:
lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine??
Oh I see. You mean so it was a dual carriageway going to a dual carriageway... & he wanted to go right... I thought he'd been going left, then decided to go straight on... I'm not making it out to be your fault, I was simply questioning it!
#28: Re: Crashed Author: 2Oh!6, Location: GloucesterPosted: Wed Oct 27, 2010 8:19 am ----
bashyy1 wrote:
lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine??
I'm not saying nothing I was just wondering on the roundabout. If it was a roundabout like right lane to go right, and left lane to go straight and left only, you'd have both been in the wrong lane lol. Not making it out to be your fault was just wondering..
#29: Re: Crashed Author: Harry, Location: StaffordPosted: Wed Oct 27, 2010 8:20 am ---- It's just like the election where people say one vote won't make a difference.
When 10,000 people think the same, it does make a difference.
#30: Re: Crashed Author: Mikey2uk, Location: StevenagePosted: Wed Oct 27, 2010 8:20 am ---- Nick I think your confusing the issue here. Everyone is saying dont make a claim for an injury if there is no injury. No one has said not to make a claim to get the car fixed because thats what you pay insurance for. Just dont abuse it by claiming for something that isnt there.
#31: Re: Crashed Author: Twidly, Location: Home - Norfolk, Uni - PrestonPosted: Wed Oct 27, 2010 8:20 am ----
Twidly wrote:
bashyy1 wrote:
lol no im not in the wrong at all...it happened in milton keynes which is full of roundabouts...and the rule is if there's 2 lanes one both sides of the roundabout being in the right lane to go straight is fine, whereas he was in the left land to go right...so i dont know how your making it out 2 be my fault? lol plus why would he admit it was his fault if it was mine??
Oh I see. You mean so it was a dual carriageway going to a dual carriageway... & he wanted to go right... I thought he'd been going left, then decided to go straight on... I'm not making it out to be your fault, I was simply questioning it!
Just read your original post again. Obviously my brain wasn't in gear when I read it the first time. Sorry!
#32: Re: Crashed Author: bashyy1, Location: Milton KeynesPosted: Wed Oct 27, 2010 8:25 am ---- No problem
#33: Re: Crashed Author: sillyhilly, Location: The Mean Streets of CoventryPosted: Wed Oct 27, 2010 8:40 am ---- All you tommy tankers saying you'll claim, I will personally find out your addresses, your insurance companies and notify them of the FRAUD you are committing.
FRAUD is illegal.
Kunts.
#34: Re: Crashed Author: Seb, Location: Under your bedPosted: Wed Oct 27, 2010 9:11 am ---- On topic from now on please
#35: Re: Crashed Author: Danw_VVT, Location: Herts/LondonPosted: Wed Oct 27, 2010 9:46 am ---- Got to be honest here. i claimed about a year ago for whip lash and tissue injury..... mine WAS GENUINE!!!!!
i was hit in drivers side by a 4x4.... so rather nasty lol.
but as said dont claim for injuries that arent there. as far as the OP where in MK mate? i know them roundabouts are an a**e!!! (work in MK)
if its his fault you should be fine but when informing the insurance make sure you say its not safe to drive, gets them to get it in the bodyshop quicker. however thats imo as if it is affect the door opening etc i wouldnt want to drive it!
#36: Re: Crashed Author: Ali_H, Location: Chichester, SussexPosted: Wed Oct 27, 2010 2:02 pm ---- You're going to claim whiplash for that? Man up FFS, it's not even a bad crash. If the Government want to save cash they should clamp down on fraudulent little shits claiming personal injury for minor accidents like this. And the doctors that sign it off should be brought to book too.
Compensation culture is one of the things that is sending this country down the pan... and to the plank that suggested that it was "just another claim", ever thought what would happen if everyone got rid of that attitude?
I've not had an accident in 14 years and most of my insurance goes on pricks that do that. Rant over.
#37: Re: Crashed Author: Lee, Location: EnglandPosted: Wed Oct 27, 2010 2:18 pm ---- I've had harder 5hits than some of the crashes that people claim whiplash for. Its ridiculous, they should ban all the "no win, no free" claim advertisements!
#38: Re: Crashed Author: kevin, Location: DalkeithPosted: Wed Oct 27, 2010 2:47 pm ---- onThey are getting rid of this in Scotland very shortly as they are said to be misleading and thank f**k for that it makes it 2 easy for ppl to abuse the system.
#39: Re: Crashed Author: Mike, Posted: Wed Oct 27, 2010 3:16 pm ---- Expect your insurance premium to go up even though he's claiming fault. Your insurance could well rise simply because you've been involved n an accident. This is what has happened to me this month when I've gone to renew. (See my latest insurance thread).
Expect your insurance premium to go up even though he's claiming fault. Your insurance could well rise simply because you've been involved n an accident. This is what has happened to me this month when I've gone to renew. (See my latest insurance thread).
yep same with me it a no claims policy not a no blames
#41: Re: Crashed Author: bashyy1, Location: Milton KeynesPosted: Thu Oct 28, 2010 3:25 am ----
Mike wrote:
Expect your insurance premium to go up even though he's claiming fault. Your insurance could well rise simply because you've been involved n an accident. This is what has happened to me this month when I've gone to renew. (See my latest insurance thread).
Thats ridiculous....my insurance is already in the sky..!
#42: Re: Crashed Author: Dum-Dum, Location: United KingdomPosted: Thu Oct 28, 2010 4:12 am ---- Should be a nice easy fix at least.
#43: Re: Crashed Author: T_bandery, Location: East londonPosted: Thu Oct 28, 2010 4:49 am ----
Mike wrote:
Expect your insurance premium to go up even though he's claiming fault. Your insurance could well rise simply because you've been involved n an accident. This is what has happened to me this month when I've gone to renew. (See my latest insurance thread).
and the fact that the car's value has gone down significantly because some other kunt crashed into you
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