#1: 206info sticker question Author: GregorG, Location: LinlithgowPosted: Mon Jan 31, 2011 7:27 am ---- Lol i know that this is like my 5th thread asking total noob questions, but i have noone else to ask
anyway, i ordered a couple of 206info stickers and they came today but i was wondering if they count as "modifications" as in...if i put them on do i have to notify my insurance company that i have window stickers?
just wanted to make sure before i go making more daft mistakes
thanks
#2: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 7:30 am ---- Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker.
#3: Re: 206info sticker question Author: tomd0801754, Location: MoscowPosted: Mon Jan 31, 2011 7:30 am ---- Hmmmm.. Depends on your insurance company and how arsey they feel.
#4: Re: 206info sticker question Author: Antix, Location: WorcesterPosted: Mon Jan 31, 2011 7:33 am ----
juanfernandes wrote:
Anything that didn't come with the car as standard, is a modification.
dirt, dust, rain, bird poo, scratches, flies, fur/roadkill, grass, etc. etc.
#5: Re: 206info sticker question Author: Mikey2uk, Location: StevenagePosted: Mon Jan 31, 2011 7:36 am ----
juanfernandes wrote:
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker.
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one.
#6: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 7:39 am ----
Mikey2uk wrote:
juanfernandes wrote:
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker.
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one.
I know how silly it sounds, but it's not a rule I made.
Stickers are something that you are supposed to tell, or at least check with the insurance company.
#7: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 7:39 am ----
Antix wrote:
juanfernandes wrote:
Anything that didn't come with the car as standard, is a modification.
dirt, dust, rain, bird poo, scratches, flies, fur/roadkill, grass, etc. etc.
#8: Re: 206info sticker question Author: Geoff, Location: Evesham, WorcestershirePosted: Mon Jan 31, 2011 7:41 am ----
Antix wrote:
juanfernandes wrote:
Anything that didn't come with the car as standard, is a modification.
dirt, dust, rain, bird poo, scratches, flies, fur/roadkill, grass, etc. etc.
Ant, you don't pick up stickers like dead flies on the front of a car.
However certain Chav members may use that 'excuse' when hitting Halfords.
"I drove into a Halfords car park, and came out with this exhaust...isn't it' "
Note: I can't really type Chav, I'm totally immune to it. Last edited by Geoff on Mon Jan 31, 2011 7:43 am; edited 1 time in total
#9: Re: 206info sticker question Author: Mikey2uk, Location: StevenagePosted: Mon Jan 31, 2011 7:42 am ----
juanfernandes wrote:
Mikey2uk wrote:
juanfernandes wrote:
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker.
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one.
I know how silly it sounds, but it's not a rule I made.
Stickers are something that you are supposed to tell, or at least check with the insurance company.
I know and I wasnt saying your wrong, just find it strange thats all.
#10: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 7:45 am ----
Mikey2uk wrote:
juanfernandes wrote:
Mikey2uk wrote:
juanfernandes wrote:
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker.
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one.
I know how silly it sounds, but it's not a rule I made.
Stickers are something that you are supposed to tell, or at least check with the insurance company.
I know and I wasnt saying your wrong, just find it strange thats all.
I agree, it is strange - but I know insurance companies will use any excuse not to pay out!
#11: Re: 206info sticker question Author: stevedude, Location: aldershotPosted: Mon Jan 31, 2011 7:45 am ---- so the sticker that garages put in rear window are a mod, or the sticker telling you when ya last changed the timing belt a mod, how about an air freshener ?
#12: Re: 206info sticker question Author: JJ0063, Location: NorfolkPosted: Mon Jan 31, 2011 7:47 am ---- Use your own discretion.
Car dealers put a sticker in 90% of rear windows of cars yes... you buy your new car, when you insure it and they say any modifications.. do you say "yes ive got an arnold clark sticker in the rear window" or not?
Obviously you are "supposed" to declare anything aftermarket, but as i say, owner discretion is needed!
EDIT: steve beat me to it!
#13: Re: 206info sticker question Author: Jay794, Location: Sheffield/Chesterfield/DronfieldPosted: Mon Jan 31, 2011 7:48 am ---- Officially yes, you are supposed to tell the insurance company, especially if you have one of these "performance enhancing stickers"
I haven't bothered telling my insurance company about my stickers, I would only let them known about tints, if I had them.
#14: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 7:52 am ---- All valid points.
So you have some options:
1) Stick on and don't tell the insurance company.
2) Check with your insurance company and then stick it on.
#15: Re: 206info sticker question Author: stevedude, Location: aldershotPosted: Mon Jan 31, 2011 7:58 am ----
Jay794 wrote:
Officially yes, you are supposed to tell the insurance company, especially if you have one of these "performance enhancing stickers"
I haven't bothered telling my insurance company about my stickers, I would only let them known about tints, if I had them.
love it lol
#16: Re: 206info sticker question Author: stevedude, Location: aldershotPosted: Mon Jan 31, 2011 8:03 am ---- well i always say, when asked about mods, "not that im aware off"
its all toss, as its law for us to have insurance, them t***ers can write any small print in they like, even only aloud to put petrol in ya car on a wensday.
#17: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 8:04 am ----
stevedude wrote:
well i always say, when asked about mods, "not that im aware off"
its all toss, as its law for us to have insurance, them t***ers can write any small print in they like, even only aloud to put petrol in ya car on a wensday.
#18: Re: 206info sticker question Author: VorTechS, Location: Gloucestershire, UKPosted: Mon Jan 31, 2011 8:09 am ---- If you think about it, it does make sense that some stickers could affect insurance.
They might attract unnecessary attention to your car potentially making it more attractive to thieves and therefore a claim.
A "206Info" sticker isn't likely to attract a premium.
"I've got the worlds most banging audio system in here" might.
#19: Re: 206info sticker question Author: abs06, Location: East SussexPosted: Mon Jan 31, 2011 8:11 am ---- i think its driver discretion. i had a 106 with JBL stickers on front and back. and i crash it. told insurance i had crash, but decided not to have the car fixed and brought a new one, but when they asked 'have i changed the car in any way that affected the performace' i said no, and when they asked 'i have made any modifications that may of affected my sight and avoided it the crash' i said no.
so unless your putting '206info' across your line of sight on the windscreen (which would be stupid) i guess your not breaking any rules.
#20: Re: 206info sticker question Author: sillyhilly, Location: The Mean Streets of CoventryPosted: Mon Jan 31, 2011 8:51 am ---- Car Insurance companies will take any excuse to avoid paying out, however they need to give reasons for doing so.
For having a sticker in your window is entirely disproportionate
#21: Re: 206info sticker question Author: juanfernandes, Location: LondonPosted: Mon Jan 31, 2011 8:59 am ---- The point I tried to get across was it's better to declare it, and any other change/mod, than to be sorry later on.
#22: Re: 206info sticker question Author: Icetto, Location: Cape TownPosted: Mon Jan 31, 2011 9:17 am ----
Jay794 wrote:
Officially yes, you are supposed to tell the insurance company, especially if you have one of these "performance enhancing stickers"
I haven't bothered telling my insurance company about my stickers, I would only let them known about tints, if I had them.
Damn I need one of those. Where can I get it?
#23: Re: 206info sticker question Author: sillyhilly, Location: The Mean Streets of CoventryPosted: Mon Jan 31, 2011 9:19 am ---- Can you not just take stickers off if you need to claim?
#24: Re: 206info sticker question Author: Jay794, Location: Sheffield/Chesterfield/DronfieldPosted: Mon Jan 31, 2011 9:19 am ---- eBay probably
#25: Re: 206info sticker question Author: GregorG, Location: LinlithgowPosted: Mon Jan 31, 2011 2:36 pm ---- well, if anyone asks.... i don't have a 206 info sticker on my car
i also definitely wont be maybe posting a pic of eh...someone elses car with an info sticker on it tomorow if my...er...i mean...someone elses camera definitely probably maybe starts working
#26: Re: 206info sticker question Author: Mattie-RS, Location: A Track near you ;)Posted: Mon Jan 31, 2011 4:13 pm ---- read your policy
most insurance companies cover you for exteriour decals/graphics for upto 30% of your car
#27: Re: 206info sticker question Author: bertt, Location: chesterPosted: Mon Jan 31, 2011 4:20 pm ---- just rip it off if you crash, wouldnt think to much about it
#28: Re: 206info sticker question Author: Icetto, Location: Cape TownPosted: Mon Jan 31, 2011 11:55 pm ---- Geez your insurance companies are full of kak
Lol i know that this is like my 5th thread asking total noob questions, but i have noone else to ask
anyway, i ordered a couple of 206info stickers and they came today but i was wondering if they count as "modifications" as in...if i put them on do i have to notify my insurance company that i have window stickers?
just wanted to make sure before i go making more daft mistakes
thanks
Why not ring your insurance company and ask them?
#30: Re: 206info sticker question Author: stevedude, Location: aldershotPosted: Tue Feb 01, 2011 2:07 pm ---- if ya do call em, just for a laugh, ask if ya can put dice dust caps on, and if they charge extra for it lol
#31: Re: 206info sticker question Author: Abzynthe, Posted: Tue Feb 01, 2011 2:11 pm ---- If i read my policy wording correctly, they dont cover any modifications in the sense that they wont replace them if i have a crash, but they also wont invalidate the insurance. (external mods only)
Cant remember where i put it so i cant type what it actually said.
#32: Re: 206info sticker question Author: Ash, Location: Running from Ant and Lee and Adam...........Posted: Tue Feb 01, 2011 2:13 pm ---- Just another thing with the sticker... It's giving potential thieves a insight to your car. For example, thieve logs on, checks what mods you have and decides whether to break in or not.
Just sayin'. It's been a long day.
#33: Re: 206info sticker question Author: Bassline_Toad, Location: Chester, UKPosted: Tue Feb 01, 2011 2:17 pm ---- On the 'Modification that could invalidate your insurance' thread is
'45. Wheel Trims'
HA! Why would that invalidate insurance! That truely is rediculous!
#34: Re: 206info sticker question Author: abs06, Location: East SussexPosted: Tue Feb 01, 2011 2:44 pm ---- having 'L' plates on your car, is that a modification? lol
We are not responsible for comments posted by our users, as they are the property of the poster
Interactive software released under GNU GPL,
Code Credits,
Privacy Policy
Membership:
Latest: 
New Today: 0
New Yesterday: 0
Overall: 17129
Online Now [444]:
Visitors: 443
Members: 0
Staff Online Now:
Page Views:
General
