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My Pug versus Artic
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-> 206 Talk

#16: Re: My Pug versus Artic Author: rttam, Location: devon PostPosted: Wed Jan 11, 2012 3:01 pm
    ----
those body quotes are ridiculous tbh

wing mirror - £20-30 ebay piece of cake to fit

2nd hand wing (maybe even in right colour) £60ish ebay

paint for wing if needed £100 tops
if you find a decent bodyshop dont use the big ones they are only intrested in insurance jobs find a good independant one (there's a few down on valley road i think) and its an hours work tops to swap the wing

so thats less than £200 max and saves on your insurance gin up which it will even with a non fault claim

p.s. if you need a hand fitting a wing gimme a shout Smile

#17: Re: My Pug versus Artic Author: GLX_laney, Location: Plymouth, Devon PostPosted: Wed Jan 11, 2012 4:26 pm
    ----
Thanks rttam. The cheaper quote is one from Belgrave down Valley Road! The other is Exway Coachworks. (Name and shame for them)

Fine Finish weren't even in when i went down for a quote.

Don't know what to do to be fair. They're a multinational company. Will it effect me next year if i inform Admiral about it? Will it effect my no claims or my premium for next year?

This is annoying me now! Evil or Very Mad

#18: Re: My Pug versus Artic Author: D4NTP, Location: Not Leeds or its surrounding areas! PostPosted: Wed Jan 11, 2012 5:03 pm
    ----
You have to inform admiral you have been involved in an incident ragardless of whether you claim or not, so, like i said you may as well let them chase them for you.
For you insurance, run a quote now for next year, add in this incident and see if it goes up. Ive done mine and it made no difference
With regards to the quotes, they provide 'insurance prices'. Dont forget they have to make the car as good as new. so no second hand parts and not a bucket load of filler either.

#19: Re: My Pug versus Artic Author: Rob2859, Location: Halifax PostPosted: Wed Jan 11, 2012 7:46 pm
    ----
namgaj wrote:
Rob2859 wrote:
When you say arch do you mean the front of back? If its for the front both are a bit expensive.

This makes no sense, have you had a few sherberts Rob Laughing

I mean the quotes Very Happy

#20: Re: My Pug versus Artic Author: GLX_laney, Location: Plymouth, Devon PostPosted: Thu Jan 12, 2012 3:42 am
    ----
Okay, so i've put another quote through admiral, it put my overall premium up from £1314 to £1495

Not much of a change, and i'm delighted with that, FULLY COMP for my second year. But will those quotes change when i actually come to renew next year?

Also, will i lose this years NCB if i do claim for the damages?

#21: Re: My Pug versus Artic Author: devotedsniper, Location: Tamworth, Staffordshire PostPosted: Thu Jan 12, 2012 4:16 am
    ----
My advice? avoid the insurance company's, they have the cheek to charge me £400 extra a year from being rear ended (down on there databases as third partys fault too) it's a joke.

#22: Re: My Pug versus Artic Author: Martind, Location: Woolsery, North Devon PostPosted: Thu Jan 12, 2012 6:04 am
    ----
With repair quotes like that your insurence company will probably write it off as the car isn't economical to repair (for the insurance company anyway) and the seltlement you would get back after they have written it of will only be a couple of hundred.
Not worth going through them in my opinion. I would just stomach the repair costs yourself.
Write to the company though, you may get a response and be able to claw a bit of money back. But in my opinion, it isn't worth involving insurance for a knocked off wing mirror and a dented wing

#23: Re: My Pug versus Artic Author: D4NTP, Location: Not Leeds or its surrounding areas! PostPosted: Thu Jan 12, 2012 6:07 am
    ----
GLX_laney wrote:
Okay, so i've put another quote through admiral, it put my overall premium up from £1314 to £1495

Not much of a change, and i'm delighted with that, FULLY COMP for my second year. But will those quotes change when i actually come to renew next year?

Also, will i lose this years NCB if i do claim for the damages?

Basically the price of insurance constantly changes, however whether it goes up or down, both the price quoted with a claim and without a claim should change by roughly the same amount.

As for the no claims, if you are successful and your insurance claims the money from the other parties insurance then you will keep your no claims.
If they are unsuccessful and you continue the claim using your own insurance to pay, then yes you will lose your no claims.

#24: Re: My Pug versus Artic Author: kurosagi01, Location: Northampton PostPosted: Thu Jan 12, 2012 10:35 am
    ----
If you made a claim and say you decided cancel the claim,you will still have to declare it but it won't affect your no claims. I recently did this with Admiral. My claim is still on record but my no claim bonus is unaffected just because i cancelled the claim and i have 1 years NCB but claim is still present.

#25: Re: My Pug versus Artic Author: rttam, Location: devon PostPosted: Thu Jan 12, 2012 12:13 pm
    ----
exway coachworks are bloody comedians they quoted me £200 to spray a brand new set of arches for my old green 206 lol



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