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Forums › The Car › 206 Talk › My Pug versus Artic


 
 

My Pug versus Artic
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rttam
PostPosted: Wed Jan 11, 2012 3:01 pm Up
206 Crazy


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Joined: Feb 07, 2010
Posts: 1810
Trade Rating: +2
Location: devon


those body quotes are ridiculous tbh

wing mirror - £20-30 ebay piece of cake to fit

2nd hand wing (maybe even in right colour) £60ish ebay

paint for wing if needed £100 tops
if you find a decent bodyshop dont use the big ones they are only intrested in insurance jobs find a good independant one (there's a few down on valley road i think) and its an hours work tops to swap the wing

so thats less than £200 max and saves on your insurance gin up which it will even with a non fault claim

p.s. if you need a hand fitting a wing gimme a shout Smile

 
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GLX_laney
PostPosted: Wed Jan 11, 2012 4:26 pm Up
Full on 206 Owner


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Joined: Dec 15, 2011
Posts: 136
Trade Rating: 0
Location: Plymouth, Devon


Thanks rttam. The cheaper quote is one from Belgrave down Valley Road! The other is Exway Coachworks. (Name and shame for them)

Fine Finish weren't even in when i went down for a quote.

Don't know what to do to be fair. They're a multinational company. Will it effect me next year if i inform Admiral about it? Will it effect my no claims or my premium for next year?

This is annoying me now! Evil or Very Mad

I.C.E killed my car.
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D4NTP
PostPosted: Wed Jan 11, 2012 5:03 pm Up
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Joined: Jun 21, 2010
Posts: 1425
Trade Rating: +1
Location: Not Leeds or its surrounding areas!


You have to inform admiral you have been involved in an incident ragardless of whether you claim or not, so, like i said you may as well let them chase them for you.
For you insurance, run a quote now for next year, add in this incident and see if it goes up. Ive done mine and it made no difference
With regards to the quotes, they provide 'insurance prices'. Dont forget they have to make the car as good as new. so no second hand parts and not a bucket load of filler either.

This 206 IS going on a trackday despite it's every effort to stay at home in the garage!
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Rob2859
PostPosted: Wed Jan 11, 2012 7:46 pm Up
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Joined: Mar 29, 2010
Posts: 3977
Trade Rating: +15
Location: Halifax


namgaj wrote:
Rob2859 wrote:
When you say arch do you mean the front of back? If its for the front both are a bit expensive.

This makes no sense, have you had a few sherberts Rob Laughing

I mean the quotes Very Happy

 
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GLX_laney
PostPosted: Thu Jan 12, 2012 3:42 am Up
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Posts: 136
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Location: Plymouth, Devon


Okay, so i've put another quote through admiral, it put my overall premium up from £1314 to £1495

Not much of a change, and i'm delighted with that, FULLY COMP for my second year. But will those quotes change when i actually come to renew next year?

Also, will i lose this years NCB if i do claim for the damages?

I.C.E killed my car.
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devotedsniper
PostPosted: Thu Jan 12, 2012 4:16 am Up
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Joined: Jun 10, 2011
Posts: 156
Trade Rating: +2
Location: Tamworth, Staffordshire


My advice? avoid the insurance company's, they have the cheek to charge me £400 extra a year from being rear ended (down on there databases as third partys fault too) it's a joke.
Now a 2010 Renault Megane Coupe owner
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Martind
PostPosted: Thu Jan 12, 2012 6:04 am Up
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Posts: 806
Trade Rating: +6
Location: Woolsery, North Devon


With repair quotes like that your insurence company will probably write it off as the car isn't economical to repair (for the insurance company anyway) and the seltlement you would get back after they have written it of will only be a couple of hundred.
Not worth going through them in my opinion. I would just stomach the repair costs yourself.
Write to the company though, you may get a response and be able to claw a bit of money back. But in my opinion, it isn't worth involving insurance for a knocked off wing mirror and a dented wing

 

Current Motor: 2001 206CC 2.0 16v
Old Motor: 1999 206 GTI 2.0 16v
Mods: Black Challenger's, Powerflow Exhaust, SP Grill, Lowered on Bilstein Shocks and Springs. Phase 2 Rear Lights, Bootstrip & Centre Console, Morrettes, Heko Wind Deflectors, SP Arches
My old 1999 GTi Project Thread
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D4NTP
PostPosted: Thu Jan 12, 2012 6:07 am Up
206 Crazy


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Joined: Jun 21, 2010
Posts: 1425
Trade Rating: +1
Location: Not Leeds or its surrounding areas!


GLX_laney wrote:
Okay, so i've put another quote through admiral, it put my overall premium up from £1314 to £1495

Not much of a change, and i'm delighted with that, FULLY COMP for my second year. But will those quotes change when i actually come to renew next year?

Also, will i lose this years NCB if i do claim for the damages?

Basically the price of insurance constantly changes, however whether it goes up or down, both the price quoted with a claim and without a claim should change by roughly the same amount.

As for the no claims, if you are successful and your insurance claims the money from the other parties insurance then you will keep your no claims.
If they are unsuccessful and you continue the claim using your own insurance to pay, then yes you will lose your no claims.

This 206 IS going on a trackday despite it's every effort to stay at home in the garage!
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kurosagi01
PostPosted: Thu Jan 12, 2012 10:35 am Up
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Joined: Jan 25, 2011
Posts: 665
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Location: Northampton


If you made a claim and say you decided cancel the claim,you will still have to declare it but it won't affect your no claims. I recently did this with Admiral. My claim is still on record but my no claim bonus is unaffected just because i cancelled the claim and i have 1 years NCB but claim is still present.
 

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rttam
PostPosted: Thu Jan 12, 2012 12:13 pm Up
206 Crazy


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Joined: Feb 07, 2010
Posts: 1810
Trade Rating: +2
Location: devon


exway coachworks are bloody comedians they quoted me £200 to spray a brand new set of arches for my old green 206 lol
 
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