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 Posted: Sat Jan 11, 2014 4:53 pm |
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Joined: Dec 04, 2012
Posts: 543
Trade Rating: 0
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Hi guys
Looking to upgrade from my 1.4 to a HDI GTI, but have found my insurance (insurethebox) won't provide me with an online quote for one.
What's weird is that they quoted me for a 2.0 HDI, and also a D TURBO.
Can anyone think of the reason as to why they wouldn't cover a HDI GTI?
The only reason I could think of is that the car produces 110bhp, whereas the 2.0 only produces 90
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Posted: Sat Jan 11, 2014 5:12 pm |
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Joined: Feb 24, 2010
Posts: 742
Trade Rating: +2
Location: Cardiff
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Not sure on accuracy, but: www.parkers.co.uk/cars...back-1998/
1.6 HDI GTI is group 22 insurance.
2.0 HDI Dturbo is group 11
2.0 HDI is group 11-17 depending on model.
So i guess thats the issue!
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Posted: Sun Jan 12, 2014 6:54 am |
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Joined: Sep 22, 2013
Posts: 107
Trade Rating: 0
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I had this exact same issue. I originally went to buy a HDi GTi but I already was 6 months into my insurance on my previous czar so I wasn't prepared to cancel. They'd insure me no problems on the 2.0hdi, the 1.6 xsi and 1.4 hdi but wouldn't touch the hdi gti. They said it was because it said GTi. Ridiculous.
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Posted: Sun Jan 12, 2014 7:06 am |
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Joined: Aug 12, 2013
Posts: 180
Trade Rating: +1
Location: Warwickshire
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get a 2.0 hdi and remap
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Posted: Sun Jan 12, 2014 7:08 am |
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Joined: Dec 04, 2012
Posts: 543
Trade Rating: 0
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| James3107 wrote: |
| I had this exact same issue. I originally went to buy a HDi GTi but I already was 6 months into my insurance on my previous czar so I wasn't prepared to cancel. They'd insure me no problems on the 2.0hdi, the 1.6 xsi and 1.4 hdi but wouldn't touch the hdi gti. They said it was because it said GTi. Ridiculous. |
Got the insurers looking into it now - they said you'd need a minimum of 3 years NCD before they touch it, however they're going to ask the underwriters if they'd cover me
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Posted: Sun Jan 12, 2014 7:38 am |
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Joined: Feb 07, 2010
Posts: 2025
Trade Rating: +6
Location: Gloucester
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3 years for a HDi GTi? They aren't even close to being powerful cars. When I was thinking of getting a Cupra R 225 they said I'd need 2. If they've referred you to underwriting even if they'll cover you it'll cost a bomb.
Either way, this is a blessing in disguise as they are crap engines.
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Posted: Sun Jan 12, 2014 8:05 am |
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Joined: Sep 22, 2013
Posts: 107
Trade Rating: 0
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That's ridiculous! I've got 2 ncb and with flux direct I can get insured on some hot hatches, but Endlseigh who i'm with now are really reluctant to amend cars.
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Posted: Sun Jan 12, 2014 8:28 am |
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Joined: Feb 24, 2010
Posts: 2596
Trade Rating: +17
Location: North West Wales
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Its because of the GTi badge, makes more of a target for thiefs making them more of a risk to insure hence the higher premiums etc.
find a 1.6 hdi in not GTi spec (not actually 100% sure if they did in the 206) and you should be ok.
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Posted: Sun Jan 12, 2014 8:31 am |
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Joined: Sep 22, 2013
Posts: 107
Trade Rating: 0
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| LeeThr wrote: |
Its because of the GTi badge, makes more of a target for thiefs making them more of a risk to insure hence the higher premiums etc.
find a 1.6 hdi in not GTi spec (not actually 100% sure if they did in the 206) and you should be ok. |
I think that was only in the 307, pretty sure 206 1.6 were all gti's.
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Posted: Sun Jan 12, 2014 8:45 am |
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Joined: Jan 29, 2011
Posts: 6526
Trade Rating: +10
Location: Westhoughton, Lancashire
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Try one of the comparison sites to see what their best quotes are, and then avoid the broker and go to the insurance company direct. You can often get a better deal by cutting out the middle man. I have never really seen the point in paying a 3rd party to sort my insurance out. You rarely get any extra benefit from using a broker.
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Posted: Mon Jan 13, 2014 12:30 am |
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Joined: Feb 07, 2010
Posts: 3666
Trade Rating: +59
Location: Scotland
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| James3107 wrote: |
| LeeThr wrote: |
Its because of the GTi badge, makes more of a target for thiefs making them more of a risk to insure hence the higher premiums etc.
find a 1.6 hdi in not GTi spec (not actually 100% sure if they did in the 206) and you should be ok. |
I think that was only in the 307, pretty sure 206 1.6 were all gti's. |
They aren't, you get Sport and Quiksilver models too.
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| '98 Nile Blue 306 GTi 6
'04 Obsidian Black 206 GTi 138 | |
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Posted: Mon Jan 13, 2014 3:29 am |
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Joined: Sep 22, 2013
Posts: 107
Trade Rating: 0
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[quote="Lecktorious"]
| James3107 wrote: |
| LeeThr wrote: |
Its because of the GTi badge, makes more of a target for thiefs making them more of a risk to insure hence the higher premiums etc.
find a 1.6 hdi in not GTi spec (not actually 100% sure if they did in the 206) and you should be ok. |
I think that was only in the 307, pretty sure 206 1.6 were all gti's. |
They aren't, you get Sport and Quiksilver models too.[/quote
Really? Wouldn't mind one of those.. Do they still have all the issues of the gti?
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Posted: Mon Jan 13, 2014 4:03 am |
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Joined: Feb 07, 2010
Posts: 3666
Trade Rating: +59
Location: Scotland
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| James3107 wrote: |
| Lecktorious wrote: |
| James3107 wrote: |
| LeeThr wrote: |
Its because of the GTi badge, makes more of a target for thiefs making them more of a risk to insure hence the higher premiums etc.
find a 1.6 hdi in not GTi spec (not actually 100% sure if they did in the 206) and you should be ok. |
I think that was only in the 307, pretty sure 206 1.6 were all gti's. |
They aren't, you get Sport and Quiksilver models too. |
Really? Wouldn't mind one of those.. Do they still have all the issues of the gti? |
Aye, GTi / Sport / Quiksilver is just a trim level on the 1.6 HDi models.
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| '98 Nile Blue 306 GTi 6
'04 Obsidian Black 206 GTi 138 | |
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Posted: Mon Jan 13, 2014 6:14 am |
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Joined: Feb 08, 2010
Posts: 7045
Trade Rating: +5
Location: In the garage
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I suspect the suspension might not quite be the same as GTi on the Sport models. More XSi spec...so slightly narrower torsion bars and anti roll bars.
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| 2001 GTi 138, Bilstein Sprint dampers, H&R springs, 21mm Peugeot Sport torsion bars, 22mm rear ARB, Peugeot Sport Group A wishbones, 283mm discs, Goodridge stainless hoses, Maniflow 304 grade 4-2-1 2.5" manifold and system, 200 cell cat, Richard Longman head, 45mm Jenvey throttle bodies, 9.5mm TB spacers, 90mm air horns, Jenvey throttle linkage, Jenvey fuel rail, Aeromotive and Goodridge fuel fittings and braided hose, ITG sausage filter, Radtec custom radiator, Piper Ultimate Road cams, Piper vernier pulleys, Omex 600 ECU. Saxo electric PAS pump, Vibra Technics engine mounts. Samco coolant hoses, TTV steel flywheel, 4.76 final drive ratio, 307 CC 180 ratios. 2019 BMW 530i. 2017 Mercedes C300 convertible. | |
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Posted: Mon Jan 13, 2014 8:08 am |
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Joined: Feb 07, 2010
Posts: 3666
Trade Rating: +59
Location: Scotland
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Just checked ServiceBox. My QS had 19.5mm TB's and a 19mm ARB. Don't have a GTi HDi specific VIN, but searching by model the above at least appears to be the same.
If anyone wants to volunteer their VIN for a GTi HDi I'll be able to check and see if the technical specs are the same.
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| '98 Nile Blue 306 GTi 6
'04 Obsidian Black 206 GTi 138 | |
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