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 Posted: Sun Dec 19, 2010 4:43 pm |
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Joined: Jul 15, 2010
Posts: 36
Trade Rating: 0
Location: Shropshire
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Ok guys need some honest advice, basicly on my way to work today i ended up skidding on ice and hitting another car, heres the thing though the collision occured on a T junction (which is directly after a sharp bend) with me having the right of way moving along the main road, the car i hit was creeping out into the road from the side road (my left) and at the time of impact the whole of the front bumper of the other car was on my lane of the road, as it was a sharp bend before the turning i had little time to see and so i breaked harder than i should of resulting my skidding about one-two feet into the other car, There is minimal damage to my car but looks like the front wing and bumper of the other car will need some work. Also I was doing about 10-15mph at the time.
From where i sat it was the other persons fault, my right of way, he was in my lane, he forced me to break? However the other guy reckons it was my fault as i skidded into him, Obviously there is bias on both sides so any neutral opinion would be great,
Also atm i haven't contacted my insurer, i have literally just reached 4 years no claims but as it is unprotected i'm not sure if it would be easier to try the other option?? again thoughts please?
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Posted: Sun Dec 19, 2010 4:45 pm |
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Joined: Sep 12, 2010
Posts: 642
Trade Rating: +1
Location: Home - Norfolk, Uni - Preston
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Definitely his fault. He shouldn't have been in your lane at all...
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| China Blue 2.0 HDi DTurbo 
-Sports Bumpers -Rear Spoiler -Rear Lexus Lights -SP Fuel Cap -SP Bonnet Vent -SP Upper Grille -SP Lower Grille (Zunsport) -Crystals | |
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Posted: Sun Dec 19, 2010 5:06 pm |
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Joined: Dec 16, 2010
Posts: 1315
Trade Rating: +3
Location: Ips
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Defo his fault, even if there was no ice, it seems the road was not clear for him to pull out!
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WARNING: This User Has Had Bad Trade Feedback In The Past
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Posted: Sun Dec 19, 2010 5:08 pm |
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Joined: Jul 15, 2010
Posts: 36
Trade Rating: 0
Location: Shropshire
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Thanks for your input, Anyone else care to chime in? people have said the main issue is that there were no witnesses?
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Posted: Sun Dec 19, 2010 5:08 pm |
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Joined: Feb 08, 2010
Posts: 1301
Trade Rating: +4
Location: rochdale
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i would agree, its his job to give right of way to you, altho nobody wants to have a claim against them so course hes going to try and pin the blame elsewhere
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Posted: Sun Dec 19, 2010 5:09 pm |
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Joined: Feb 07, 2010
Posts: 2874
Trade Rating: +4
Location: Chichester, Sussex
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You won't lose all your no claims anyway. Ultimately it's the insurer who will decide.
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Posted: Sun Dec 19, 2010 5:10 pm |
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Joined: Feb 08, 2010
Posts: 1301
Trade Rating: +4
Location: rochdale
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no witnesses doesnt help, but still stand your ground, but as said, its the insurer who decides i guess
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Posted: Sun Dec 19, 2010 5:17 pm |
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Joined: Mar 29, 2010
Posts: 3977
Trade Rating: +15
Location: Halifax
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as said above. as far as the insurance are concerned he pulled out on you and you were unable to avoid the accident. not your fault. I suggest if you have any mods you have forgotten to tell the insurance company about you take them off incase an inspector wants to look at the car
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Posted: Sun Dec 19, 2010 5:25 pm |
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Joined: Dec 16, 2010
Posts: 1315
Trade Rating: +3
Location: Ips
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You hit him front end, if you had rear ended him he might have a case, but where you've hit him witnesses or not will show insurers not your fault.
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WARNING: This User Has Had Bad Trade Feedback In The Past
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Posted: Sun Dec 19, 2010 6:22 pm |
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Joined: Feb 08, 2010
Posts: 5400
Trade Rating: +105
Location: Stafford
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Unless you were speeding (which you obviously weren't) definately not your fault. he was in your lane, there really isn't anything to argue definately don't give in sounds like he is making it complicated but to me it's pretty straight forward.
Also this made me lol:
| Quote:: |
| However the other guy reckons it was my fault as i skidded into him |
That's great logic  so if I pull out into a roundabout when cars are still coming them forcing them to skid into me, it must be there fault 
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Posted: Sun Dec 19, 2010 6:37 pm |
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Joined: Feb 07, 2010
Posts: 2674
Trade Rating: +1
Location: The Mean Streets of Coventry
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completely his fault...
However no witnesses will probably mean you're going to go 50/50!
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| Hi Mikey 
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Posted: Sun Dec 19, 2010 6:51 pm |
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Joined: Dec 09, 2010
Posts: 104
Trade Rating: 0
Location: West Yorkshire
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If you was on the main road and he pulled out on you, it is most certainly a no brainer. The main road always has priority, and you only pull out when the coast is clear and safe to do so (If i had of pulled out like that on a driving test it would be classed as DANGEROUS) and failed.
I think you should be ok fela!!
Let us know how you get on thou.
P.S dont your neck hurt??? .....Get a whippy in
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Posted: Sun Dec 19, 2010 7:29 pm |
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Joined: Feb 07, 2010
Posts: 3978
Trade Rating: +8
Location: Leeds / West Midlands
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| 180tomtom wrote: |
If you was on the main road and he pulled out on you, it is most certainly a no brainer. The main road always has priority, and you only pull out when the coast is clear and safe to do so (If i had of pulled out like that on a driving test it would be classed as DANGEROUS) and failed.
I think you should be ok fela!!
Let us know how you get on thou.
P.S dont your neck hurt??? .....Get a whippy in |
 
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Posted: Sun Dec 19, 2010 7:34 pm |
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Joined: Feb 07, 2010
Posts: 1495
Trade Rating: +3
Location: Waiting for the tugboats to push me into port (Whitehaven)
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| 180tomtom wrote: |
If you was on the main road and he pulled out on you, it is most certainly a no brainer. The main road always has priority, and you only pull out when the coast is clear and safe to do so (If i had of pulled out like that on a driving test it would be classed as DANGEROUS) and failed.
I think you should be ok fela!!
Let us know how you get on thou.
P.S dont your neck hurt??? .....Get a whippy in |
OH for f*cks sake... not another one... i pay enough on my insurance thank you without unnecessary claims jaking the prices up more
but OP it was one million percent his fault as he was out of the junction.
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Posted: Sun Dec 19, 2010 7:41 pm |
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Joined: Feb 07, 2010
Posts: 2874
Trade Rating: +4
Location: Chichester, Sussex
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| 180tomtom wrote: |
P.S dont your neck hurt??? .....Get a whippy in |
I'm glad you like adding up to 20% to your premium every year by giving crap advice... the rest of us dont so how about stop dispensing it 
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