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 Posted: Mon Jan 31, 2011 7:27 am |
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Joined: Nov 02, 2010
Posts: 153
Trade Rating: 0
Location: Linlithgow
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Lol i know that this is like my 5th thread asking total noob questions, but i have noone else to ask 
anyway, i ordered a couple of 206info stickers and they came today but i was wondering if they count as "modifications" as in...if i put them on do i have to notify my insurance company that i have window stickers?
just wanted to make sure before i go making more daft mistakes
thanks 
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Posted: Mon Jan 31, 2011 7:30 am |
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Joined: Feb 08, 2010
Posts: 1709
Trade Rating: +18
Location: London
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Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker.
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| Haven't got a pic but we all know what they look like. |
Being the picky sort - I really hate it when people say this. Yes we all know what it looks like - but we all want to see the condition that yours is in! | |
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Posted: Mon Jan 31, 2011 7:30 am |
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Joined: Feb 07, 2010
Posts: 5575
Trade Rating: +33
Location: Moscow
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Hmmmm.. Depends on your insurance company and how arsey they feel. 
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Posted: Mon Jan 31, 2011 7:33 am |
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Joined: Feb 18, 2010
Posts: 4013
Trade Rating: +25
Location: Worcester
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| juanfernandes wrote: |
| Anything that didn't come with the car as standard, is a modification. |
dirt, dust, rain, bird poo, scratches, flies, fur/roadkill, grass, etc. etc.
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Posted: Mon Jan 31, 2011 7:36 am |
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Joined: Feb 07, 2010
Posts: 7209
Trade Rating: +14
Location: Stevenage
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| juanfernandes wrote: |
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker. |
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one.
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Posted: Mon Jan 31, 2011 7:39 am |
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Joined: Feb 08, 2010
Posts: 1709
Trade Rating: +18
Location: London
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| Mikey2uk wrote: |
| juanfernandes wrote: |
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker. |
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one. |
I know how silly it sounds, but it's not a rule I made.
Stickers are something that you are supposed to tell, or at least check with the insurance company.
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| Quote:: |
| Haven't got a pic but we all know what they look like. |
Being the picky sort - I really hate it when people say this. Yes we all know what it looks like - but we all want to see the condition that yours is in! | |
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Posted: Mon Jan 31, 2011 7:39 am |
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Joined: Feb 08, 2010
Posts: 1709
Trade Rating: +18
Location: London
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| Antix wrote: |
| juanfernandes wrote: |
| Anything that didn't come with the car as standard, is a modification. |
dirt, dust, rain, bird poo, scratches, flies, fur/roadkill, grass, etc. etc. |
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| Quote:: |
| Haven't got a pic but we all know what they look like. |
Being the picky sort - I really hate it when people say this. Yes we all know what it looks like - but we all want to see the condition that yours is in! | |
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Posted: Mon Jan 31, 2011 7:41 am |
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Joined: Feb 07, 2010
Posts: 703
Trade Rating: 0
Location: Evesham, Worcestershire
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| Antix wrote: |
| juanfernandes wrote: |
| Anything that didn't come with the car as standard, is a modification. |
dirt, dust, rain, bird poo, scratches, flies, fur/roadkill, grass, etc. etc. |
Ant, you don't pick up stickers like dead flies on the front of a car.
However certain Chav members may use that 'excuse' when hitting Halfords.
"I drove into a Halfords car park, and came out with this exhaust...isn't it' "
Note: I can't really type Chav, I'm totally immune to it. 
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Last edited by Geoff on Mon Jan 31, 2011 7:43 am; edited 1 time in total
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Posted: Mon Jan 31, 2011 7:42 am |
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Joined: Feb 07, 2010
Posts: 7209
Trade Rating: +14
Location: Stevenage
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| juanfernandes wrote: |
| Mikey2uk wrote: |
| juanfernandes wrote: |
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker. |
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one. |
I know how silly it sounds, but it's not a rule I made.
Stickers are something that you are supposed to tell, or at least check with the insurance company. |
I know and I wasnt saying your wrong, just find it strange thats all.
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Posted: Mon Jan 31, 2011 7:45 am |
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Joined: Feb 08, 2010
Posts: 1709
Trade Rating: +18
Location: London
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| Mikey2uk wrote: |
| juanfernandes wrote: |
| Mikey2uk wrote: |
| juanfernandes wrote: |
Yes.
Anything that didn't come with the car as standard, is a modification.
Whether the insurance company increase your premium for it is down to each company - so best check with them.
I declare everything, including the 206 Info sticker. |
Well your car wasnt made with a tax disc holder on the windscreen so did you declare that as a modification? I know that sounds stupid but think of it, the car didnt come out of the factory with one. |
I know how silly it sounds, but it's not a rule I made.
Stickers are something that you are supposed to tell, or at least check with the insurance company. |
I know and I wasnt saying your wrong, just find it strange thats all. |
I agree, it is strange - but I know insurance companies will use any excuse not to pay out!
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| Quote:: |
| Haven't got a pic but we all know what they look like. |
Being the picky sort - I really hate it when people say this. Yes we all know what it looks like - but we all want to see the condition that yours is in! | |
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Posted: Mon Jan 31, 2011 7:45 am |
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Joined: Jan 13, 2011
Posts: 664
Trade Rating: 0
Location: aldershot
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so the sticker that garages put in rear window are a mod, or the sticker telling you when ya last changed the timing belt a mod, how about an air freshener ?
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Posted: Mon Jan 31, 2011 7:47 am |
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Joined: Dec 04, 2010
Posts: 86
Trade Rating: 0
Location: Norfolk
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Use your own discretion.
Car dealers put a sticker in 90% of rear windows of cars yes... you buy your new car, when you insure it and they say any modifications.. do you say "yes ive got an arnold clark sticker in the rear window" or not?
Obviously you are "supposed" to declare anything aftermarket, but as i say, owner discretion is needed!
EDIT: steve beat me to it!
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Posted: Mon Jan 31, 2011 7:48 am |
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Joined: Feb 07, 2010
Posts: 2360
Trade Rating: +3
Location: Sheffield/Chesterfield/Dronfield
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Officially yes, you are supposed to tell the insurance company, especially if you have one of these "performance enhancing stickers"
I haven't bothered telling my insurance company about my stickers, I would only let them known about tints, if I had them.
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Posted: Mon Jan 31, 2011 7:52 am |
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Joined: Feb 08, 2010
Posts: 1709
Trade Rating: +18
Location: London
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| Quote:: |
| Haven't got a pic but we all know what they look like. |
Being the picky sort - I really hate it when people say this. Yes we all know what it looks like - but we all want to see the condition that yours is in! | |
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Posted: Mon Jan 31, 2011 7:58 am |
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Joined: Jan 13, 2011
Posts: 664
Trade Rating: 0
Location: aldershot
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| Jay794 wrote: |
Officially yes, you are supposed to tell the insurance company, especially if you have one of these "performance enhancing stickers"
I haven't bothered telling my insurance company about my stickers, I would only let them known about tints, if I had them. |
love it lol
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