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Forums › The Car › 206 Problems › My 206 has been stolen but I still had the keys!


 
 

My 206 has been stolen but I still had the keys!
Forum Index206 Problems
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Jools
PostPosted: Wed May 09, 2012 2:50 pm Up
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Joined: May 09, 2012
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Location: Rotherham


I haven't seen my car since before it was stolen, the police recovered it for forensics then my insurance company picked it up, I no long have any keys as the insurance company now have them...I had both at the time it was stolen.
Jools
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spike_202
PostPosted: Wed May 09, 2012 2:53 pm Up
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Location: West mids


Feel for you mate Ive never had to experience anything like that before but my dads cozzy got pinched when I was v.young and when it got recovered he said it didn't feel the same car so he sold it.
 

**spike's project**
TEAM:+200bhp
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Jools
PostPosted: Wed May 09, 2012 3:03 pm Up
Getting to like it here


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Location: Rotherham


Thanks...I've cried, been sick and now I'm angry...I love my little car and I've worked hard for it and I want it back but feel that I have no say in what happens to it...it's not fair.

Oh and to the person who refered to me as 'he'...I'm a 'she' lol x

Jools
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Harry
PostPosted: Wed May 09, 2012 3:07 pm Up
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As if they can refuse to pay out even though you sent them both keys? Do they actually think it is impossible to rob a car without the keys?

Sounds like this is one of those typical 'finding any reason' to try and refuse pay out

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MrBSI
PostPosted: Wed May 09, 2012 4:29 pm Up
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Lee wrote:
Seabook wrote:
meady wrote:
Lee wrote:
All you need is a tickler for the lock, and then just program a chip for the immo. 45 seconds, tops.

But saying that, I could get a key and program it and just walk straight up and start the car and undo the central locking lol

well arent you a clever git Smile remind me to never let you know where i live Laughing

steering wheel lock, gear stick lock and wheel clamp Laughing Laughing Laughing

Hiab on a DAF wagon stickered up as DVLA Wink

DAF use the same style keyblade as a 206 Laughing

Toyota C-HR GR Sport 2.0 Hybrid with JBL & Alcantara packs.
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Seabook
PostPosted: Wed May 09, 2012 4:33 pm Up
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is there any legal advice you can get?

did you ever report to the police and insurance that your car has been stolen before the accident happen?

 
 

 

Car Sold....
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V9977
PostPosted: Thu May 10, 2012 12:54 am Up
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That is sickening and I sincerely and whole-heartedly wish they suffer permanent bodily damage soon..

Hope you get a good outcome with the insurers, don't let them give you any crap.

1.4i, 2001, 3-door, China Blue

Repair safely - Drive safely
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macca1411
PostPosted: Thu May 10, 2012 1:20 am Up
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I would ask the insurance what they are playing at.

They have basically stolen your property. If they have no intention of paying out on the claim, then you still own the car and they are committing theft by holding onto the car and if they dispose of it, then you will have a good case against them. Until they pay out for the vehicle, it is still yours (or the finance companies)
Ring them up and tell them you want to make a claim for theft and then tell them that they have stolen it from you. See how long it takes them to sort something out. I'm guessing you didn't send the counterpart of the V5 or the MOT cert to them?

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Jools
PostPosted: Thu May 10, 2012 7:15 am Up
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Seabook - I've spoken to a solicitor who say I have to follow their complaint proceedure first, I've also lodged a complaint with the financial ombudsman and it was the police who told me it had be stolen...3 youths were seen running away from it after they had taken a corner too fast and hit the kurb...I thought it was still parked outside my house!

V9977 - thanks very much for your support I hope so too.

mecca1411 - there's no finance on the car, it's mine and the insurance have all my documents they said I had to send them in before they would consider any claim....did take photocopies though!

Jools
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Lee
PostPosted: Thu May 10, 2012 10:52 am Up
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The complaint to the ombudsmen will fall through as you haven't waited 6 weeks for a reply from the insurance.
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deanparkr
PostPosted: Thu May 10, 2012 11:15 am Up
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6 weeks!! Thats a crazy amount of time :/
2002 1.4LX
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Lee
PostPosted: Thu May 10, 2012 12:03 pm Up
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deanparkr wrote:
6 weeks!! Thats a crazy amount of time :/

Infact it's 8 weeks not 6, was a typo as I was on the phone.

The Ombudsman won't investigate your claim now.

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Jools
PostPosted: Thu May 10, 2012 12:29 pm Up
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I spoke to the ombudsman yesterday Lee, they have given me a case reference number and have said they will contact the underwriters...I can't believe I'm having to do all this, I've got nearly 20 years no claims and a my licence is and always has been clean which is more years than I care to admit to, I don't think any of that counts for anything now!
Jools
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Seabook
PostPosted: Thu May 10, 2012 1:31 pm Up
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which insurance company are you with?
 
 

 

Car Sold....
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Jools
PostPosted: Thu May 10, 2012 1:46 pm Up
Getting to like it here


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I bought the policy through hastings direct, the underwriters are advantage.
Jools
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