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 Posted: Tue May 06, 2014 3:37 pm |
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Joined: Nov 27, 2010
Posts: 11520
Trade Rating: +10
Location: What's it to you? ? ?
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| 2004pug20611 wrote: |
How do they expect young drivers to earn ncb when they price them out massively |
Quote on a Citroen Xsara 1.4 petrol or 2.0 HDI, there not a young persons car 
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| Toyota C-HR GR Sport 2.0 Hybrid with JBL & Alcantara packs. | |
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Posted: Tue May 06, 2014 3:46 pm |
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Joined: Apr 21, 2014
Posts: 24
Trade Rating: 0
Location: south Yorkshire
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| MrBSI wrote: |
| 2004pug20611 wrote: |
How do they expect young drivers to earn ncb when they price them out massively |
Quote on a Citroen Xsara 1.4 petrol or 2.0 HDI, there not a young persons car |
2852 for hid and 3679 for 1.4 petrol whatttt insurance
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Posted: Tue May 06, 2014 3:57 pm |
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Joined: May 06, 2014
Posts: 48
Trade Rating: 0
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I'm 19 with 1yr NCB and on a 206 GTI my insurance is £1600 a year!
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| 1999 2.0 GTI in Blaze Orange with Black roof. | |
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Posted: Tue May 06, 2014 3:57 pm |
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Joined: Nov 27, 2010
Posts: 11520
Trade Rating: +10
Location: What's it to you? ? ?
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| 2004pug20611 wrote: |
| MrBSI wrote: |
| 2004pug20611 wrote: |
How do they expect young drivers to earn ncb when they price them out massively |
Quote on a Citroen Xsara 1.4 petrol or 2.0 HDI, there not a young persons car |
2852 for hid and 3679 for 1.4 petrol whatttt insurance |
So the faster HDI is actually cheaper to insure then the slower petrol version of the same car, shows insurance companies don't work on speed / performance
Wonder what a Laguna II 1.9 DCi would work out at - only issue is owning one is like owning a hand grenade with the pin removed 
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| Toyota C-HR GR Sport 2.0 Hybrid with JBL & Alcantara packs. | |
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Posted: Tue May 06, 2014 4:02 pm |
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Joined: Apr 21, 2014
Posts: 24
Trade Rating: 0
Location: south Yorkshire
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| MrBSI wrote: |
| 2004pug20611 wrote: |
| MrBSI wrote: |
| 2004pug20611 wrote: |
How do they expect young drivers to earn ncb when they price them out massively |
Quote on a Citroen Xsara 1.4 petrol or 2.0 HDI, there not a young persons car |
2852 for hid and 3679 for 1.4 petrol whatttt insurance |
So the faster HDI is actually cheaper to insure then the slower petrol version of the same car, shows insurance companies don't work on speed / performance
Wonder what a Laguna II 1.9 DCi would work out at - only issue is owning one is like owning a hand grenade with the pin removed |
I think I should try a Lexus lfa at these maths it's a sure win lol
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Posted: Wed May 07, 2014 12:58 am |
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Joined: Feb 07, 2010
Posts: 7094
Trade Rating: +11
Location: Suffolk
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Im 21 with 1 ncb, and my impreza only costs £750 to insure!
My 206 turbo with all mods declared and no ncb is a mear £1160
Must just be the lack of experience they account for
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| Team Impossible Possible
The only way of finding the limits of the possible is by going beyond them into the impossible - Arthur C. Clarke
Forged 1.6 Turbo
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144Bhp @ 7PSi - 193.9Bhp @ 13psi
206 Gti Race Car
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For all Race/Track Preparation, Feel Free to PM Me!
Whether its for a custom ratio gearbox or track-day alignment, I can help! | |
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Posted: Wed May 07, 2014 2:07 am |
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Joined: Jun 25, 2013
Posts: 133
Trade Rating: 0
Location: Lancashire
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| 2004pug20611 wrote: |
| Thanks for your replies and I've considered black box but due to doing shift work it may mess me up and I don't always stick to the speed limit but don't exceed 10%+2 (police fresh hold according to AA advanced motering course) |
During my first year I was with Bell insurance had a box, there's no curfew and at 17 I got my first year at (£2000) may be worth looking at
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Posted: Wed May 07, 2014 2:31 am |
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Joined: Jul 22, 2013
Posts: 215
Trade Rating: 0
Location: Grantham
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I went with aviva for my first year and they quoted me £1500 on my 1.1, no black box or anything. Had mum as named driver on the car. Im only 19 and coming up to renue my insurance in July
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Posted: Wed May 07, 2014 10:45 am |
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Joined: Jun 19, 2010
Posts: 1600
Trade Rating: +4
Location: South Bucks
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| 2004pug20611 wrote: |
David I checked a deisel mondeo and it's cheaper .... 3200 lol I'm at whits end here
How do they expect young drivers to earn ncb when they price them out massively |
Because they are the scum of the earth .. just behind estate agents (or maybe in front now!)
It's also one way to avoid them picking up the risk but without refusing you insurance. If they did that you would have to declare it and you would never get insured ...
While you are a learner, you can just be a named driver on an adult's insurance ... get your Mum to insure it as the main driver and you as a named one ... after all you aren't able to use it all the time without an adult with you. Note that she can only have her NCB on one car if you have two or more. That should be under £1000 even with you on it for a year .. but once you pass your test, you have problems ...
Insurance companies also differ on named drivers. One I used wanted my 18 year old as the named driver on the 206 even though he was at Uni most of the year, walked to work when home for hols, and I used car most days for business! Needless to say, they got dumped ... Found Aviva and LV= most understanding and could cope with me having two cars and him only on one ...
There are companies that specialise in younger drivers ... but I'm not 100% sure about just internet based ones ... try specialist broker's. Also try Prestige on 0800 3308057 or 0333 4001580 from a mobile that offer club deals and may recognised this forum as one (they do discounts for the 206CC forum members).
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| Down to just the 1.4 HDi. Cayman Green 2.0i CC sold. | |
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Posted: Wed May 07, 2014 1:54 pm |
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Joined: Aug 12, 2013
Posts: 180
Trade Rating: +1
Location: Warwickshire
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im 19 and paid 1800 for fully comp with (wait for it) drive like a girl there a black box company but there's absolutely no restrictions its just if you drive good you get a discount i got £20 a month knocked off mine and I drive like a kn*b
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Posted: Fri May 09, 2014 5:32 am |
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Joined: May 09, 2014
Posts: 9
Trade Rating: 0
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At 17 (sept 2013) i got £2200 on my 1.1L 206, no black box etc.
Privilege 
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