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 Posted: Thu Sep 15, 2011 2:11 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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Hi Guys,
i have found out that when i turn 20 in feb i can get pretty cheap insurance on 206 1.4 quicksilver. I just wondered if i could see what people thought of them and if its a good decission going from a 1.1 style to a 1.4 QS ?
All opinions welcome 
Cheers
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Posted: Thu Sep 15, 2011 2:12 am |
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Joined: Feb 10, 2010
Posts: 4014
Trade Rating: +2
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Not sure its worth it tbh, id save and go for a 1.6 16v or a gti.
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Posted: Thu Sep 15, 2011 2:25 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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well my problem is the insurance lol, - atm im paying £220.20 a month for my 1.1  but for the 1.4 its £155.53 a month  i might do a quote for a 1.6 just to see what the difference is
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Posted: Thu Sep 15, 2011 2:45 am |
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Joined: Feb 10, 2010
Posts: 4014
Trade Rating: +2
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| j4m1e wrote: |
| well my problem is the insurance lol, - atm im paying £220.20 a month for my 1.1 but for the 1.4 its £155.53 a month i might do a quote for a 1.6 just to see what the difference is |
My opinion is that a 1.4 probably is not going to be much better than a 1.1 although the interior will be better I guess.
A 1.6 16v would be a decentish performance jump.
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Posted: Thu Sep 15, 2011 2:47 am |
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Joined: Jan 29, 2011
Posts: 6526
Trade Rating: +10
Location: Westhoughton, Lancashire
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If you can afford the insurance, which obviously you can as you're paying more already, go for it.
Even the extra cost (if any) on VEL duty won't come to what your saving on insurance.
I have a 1.4, it's quick enough for what I need and will quite easily do the same legal speed limit on a motorway as a performance car.
I'm getting 38 mpg out of it which isn't too bad since I am rarely off urban roads.
I've not driven a 1.1 so can't compare to that. But at 20, it's a step up and won't cost you any more to run. So I say if you want to move to a 1.4, do it. It's your choice in the end, and in this day and age, if it saves you money, then it's better still.
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Posted: Thu Sep 15, 2011 2:51 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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well guys, i have just done a quote as if i was 20 for a 2001 1.6 xsi and its £219.32 a month which is less that what im paying now !!!! lmao i think i know what im saving for now lol
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Posted: Thu Sep 15, 2011 2:56 am |
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Joined: Feb 21, 2010
Posts: 3945
Trade Rating: +45
Location: basingstoke
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Where the hell do u live as tht quote is mental. Ive never paid tht much for insurance
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| PAST -2008 Vauxhall Astra VXR / 2002 pug 206 GTI
PRESENT - VW Golf GTI Semi - Auto
Now have my 106 GTI track car
TEAM - I HATE FACEBOOK | |
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Posted: Thu Sep 15, 2011 3:10 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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birmingham lol, ive payed these type of prices since i passed :/ but i want some more power now and i defferenatly think its either going to be a 1.4 or a 1.6 now
Cheers again
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Posted: Thu Sep 15, 2011 3:18 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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| macca1411 wrote: |
If you can afford the insurance, which obviously you can as you're paying more already, go for it.
Even the extra cost (if any) on VEL duty won't come to what your saving on insurance.
I have a 1.4, it's quick enough for what I need and will quite easily do the same legal speed limit on a motorway as a performance car.
I'm getting 38 mpg out of it which isn't too bad since I am rarely off urban roads.
I've not driven a 1.1 so can't compare to that. But at 20, it's a step up and won't cost you any more to run. So I say if you want to move to a 1.4, do it. It's your choice in the end, and in this day and age, if it saves you money, then it's better still. |
ii agree macca1411 im going to save up and wait till when i do turn 20 and then take a more indepth look into it cheers
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Posted: Thu Sep 15, 2011 3:48 am |
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Joined: Feb 10, 2010
Posts: 1839
Trade Rating: +15
Location: Portsmouth
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im 19 now and have always had a 1.4 8v from age of 17. On my second one now but i like them again insurance is holding me back on engine size 
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Posted: Thu Sep 15, 2011 4:32 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper
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Posted: Thu Sep 15, 2011 4:48 am |
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Joined: Feb 10, 2010
Posts: 1839
Trade Rating: +15
Location: Portsmouth
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i had a glx then went to a quicksilver an the insurance went up despite being same insurance group lol
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Posted: Thu Sep 15, 2011 4:55 am |
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Joined: Nov 27, 2010
Posts: 11520
Trade Rating: +10
Location: What's it to you? ? ?
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| j4m1e wrote: |
| yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper |
Buy a car that young people dont normally drive
When I was 19 I had a 3 year old Peugeot 405 GTX 2.0 litre saloon, cheap fully comp insurance because young people didnt drive family saloons.
Think out the box 
Insurance companies work the premium out like this:
Young person insuring a 206 = total loss claim sooner or later
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Posted: Thu Sep 15, 2011 5:01 am |
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Joined: Nov 24, 2010
Posts: 180
Trade Rating: +2
Location: Birmingham
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hhmmm i see what your saying that makes sence ive just got save now cant wait to upgrade get some power 
Cheers everyone
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Posted: Thu Sep 15, 2011 5:01 am |
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Joined: Feb 10, 2010
Posts: 4014
Trade Rating: +2
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| MrBSI wrote: |
| j4m1e wrote: |
| yeah i think thats the major problem with the younger genaration lol but there's nothing we can do about it, on the other hand it seems that the higher and newer the engine *some* insurers will be cheaper |
Buy a car that young people dont normally drive
When I was 19 I had a 3 year old Peugeot 405 GTX 2.0 litre saloon, cheap fully comp insurance because young people didnt drive family saloons.
Think out the box
Insurance companies work the premium out like this:
Young person insuring a 206 = total loss claim sooner or later |
This is true, i paid less than you in my first year of driving with a Lexus IS200 sport.
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